CEO Maaz Studio
Maaz Studio
Total years of experience :17 years, 2 Months
Good day!
This is Asim from Pakistan, I have 15 years experience in product photography and currently looking for a reputable job in market.
Please visit my profile as under:
www.instagram.com/maaz.studio
Regards,
Asim Islam
Responsible for:
1. Complete the Pre-Transaction process i.e.
Correspondence with Lawyer, Customer and Seller to arrange the transaction timing in concern office.
Fulfill the requirements from customer, open his/her account in MBL branch, obtain lawyer’s quotation for Property Transfer charges and for Mortgage process, Get written Customer’s acknowledgment on quotation, Amount required for Mortgage process should be blocked in customer’s account, and take post dated cheques in favor of concern lawyer against the blocked amount.
Execute Transaction under supervision of Lawyer
2. Complete the Post-Transaction process i.e.
Follow up from Lawyer for original chain documents of property and from customer for Original Title documents.
Handover original property documents to CAD along with lawyer’s final legal report and obtain property receiving from CAD via IOM signed by MHF.
Initiate and Follow up of PTM, Mortgage Deed registration and Lien Marking.
Handover original PTM, Mortgage deed and Lien Marking Letter along with lawyer’s Perfection/ Veracity Certificate to CAD and take receiving via IOM signed by MHF.
3. Completion of pending Title Documents and Mortgage & Lien Marking of previous customers by arranging meeting with Lawyer
and customers
4. Compliance of Audit Observations.
5. Initial screening and processing of new login cases.
6. Release of Original property documents and help out the customer for Property redemption.
Responsibilities:
• Balancing of Branch ATM machine at daily bases.
• Reporting of ATM Overage/Shortage.
• Initial processing of Term Deposits and Tele Transfers.
• Reporting to of TD and TT to the relevant department within time.
• Request generation, Issuance and Delivery of Instant 5 leave Cheque Book to the customers.
• Handling account maintenance issues of Branch.
• To receive Block Marking/Block Removal, NDS Marking/NDS removal, Account activation, Cheque book/ATM issuance requests and other requests from Services Department and marking of same in the system.
• Deduction of different charges from customer accounts.
• Issuance of cheque books and ATM PIN to the existing customers.
• Balancing of Cheque book and ATM PIN Box at day end.
• Shredding of uncollected Cheque books and ATM PINs according to Bank policy.
• Maintaining MIS of Cheque Books/ ATM PINs and reporting of hold items to other branches and Services Department.
• To re-send the returned Welcome Letters on RM request.
• Receiving of inward clearing cheques on cash counter.
• Processing of all received clearing cheques after posting in the system.
• Co-ordination with NIFT.
• Return cheque marking in the system and maintaining its MIS.
• To receive Signature Cards of newly opened accounts from AMD and to keep them in Branch ops custody.
• Cash sorting.
Responsibilities:
• Pre-screening of Pre-Login cases and marking discrepancies.
• Checking credit reports like E-CIB, Data Check report, Verysis reports and E-Box.
• Calculating & Analyzing the Customer’s Debt Burden to take credit decision.
• Bank statement analysis and DBR calculation of the customers applied on Bank proxy.
• Login Mortgage cases received by Sales department.
• Marking discrepancies on login cases and to resolve accordingly.
• To co-ordinate with verification department to conduct and check the verification reports.
• Handle all the discrepancies of the under process cases.
• To forward Legal, Appraisal and Income Estimation of the login cases to EAMVU.
• To mark mistakes and check legal, appraisal and Income Estimation reports received by External Agencies.
• Discussion with ASM on discrepant cases.
• Keeping all track of Legal Documentation.
• Preparing the file for Credit decision.
• To prepare Stage-I check list and fill it accordingly.
• To prepare Offer & Sanction letters.
• To check Stage-II (Charge Documents) prepared by lawyer and signed by applicant.
• To prepare Disbursement Memo of Sanctioned cases.
• Prepare mortgage status on daily basis as well as Country MIS.
• To update cases on BPLMS (Database).
Reviewing the property documents and processing of credit reports through External Agencies, i.e., Income Estimation Reports, Property Appraisal Reports.
Obtaining Legal opinions by the panel of Lawyers to create the charge over the properties to be mortgaged.
Coordinating with the law firms to Prepare legal and security documentation to create the “Equitable Mortgage” and registration of GPA (General power of Attorney) in favor of the Bank.
Disbursing the Loan Amounts/handing over the payment instruments to the Eligible Customers & releasing banks (In BTF cases).
Making payments on behalf of the Bank to buy the properties for the bank’s clients under the “Home Purchase” financing.
Representing the bank to housing authorities and societies during the whole process of transfer of properties.
Lien marking on the properties accepted as collateral against the finances by the Bank.
Reviewing stage II (legal/charge documentation of mortgage) of all the cities where bank is doing mortgage business.
Making MIS for higher Management which help in making critical decisions
Preparing EAMU-Mortgages status on daily basis as well as Consolidated EAMU Retrieval MIS.
Coordination with sales and lawyer for transaction time settlement.
login the case after checking all mortgage and income documents properly.
Marking and resolving discrepancies in the cases.
To conduct credit interview of the customer.
Coordination with verification department to conduct residence, office and business documents verifications.
Coordination with EAM Department to rout Legal, Appraisal, and Income Estimation to external agencies.
To receive Legal, Appraisal, and Income Estimation from EAMU and check them accordingly.
Review of Stage II (Charge Documents) signed by the customer.
Updating CIU MIS at daily bases and rout it to all stake holders.
Checking E-CIB and Data Check.
Making MIS of EAMU and Verifications for higher Management and rout it at daily biases.
MBA (2006-2008) Al-Khair University AJK, Lahore Campus Major subjects: Finance, Marketing & Banking (result awaited). M.A (2006-2008) Privately. Punjab University, Lahore Subject: Political Science (in process). B.A (2006) Privately. Punjab University, Lahore Major subjects: Journalism & Education DAE (2000-2003) Pak Poly Technique Institute, Lahore Computer Matriculation (2000) Cantt Model High School, Lahore Bio Science Diploma in HRM (Human Resource Management) Pakistan Knitting Training Institute, Lahore. CCNA (Cisco Certified Network Associate) National Engineers Training Services (NETS), Lahore Diploma in AutoCad Skills Institute of Information Technology. Advance Languages course in “Visual Basic” & “C” EDGE System International A+ New soft institute of computer sciences. IELTS