Credit Analyst
Abu Dhabi Commercial Bank
Total years of experience :3 years, 1 Months
• Team Member (Temporary Officer) for the ECAMS Project for Corporate Credit Department
• Handling the reconciliation between the Core banking & Corporate Banking for the clients information such as approved limits, terms & conditions to ensure they are captured correctly and are according to the Term Loan Agreement & Credit Facility Agreement
• Data Capture for different Credit segments of Credit line of business (LOB)
• Ensure smooth migration of customers’ information, i.e. approved limits for general/standby facilities/collaterals to ECAMS template by doing necessary corrections/amendments.
• Initiate Coordination and all necessary communication with the respective RMs/Unit Managers and Documentation team that is required as part of reviewing/Clarification relating to Customer’s limits and the facility(s) approved.
• Identifying any potential issue that could result as error in customer’s facility(s)/information after system implementation
• Handled the superannuation process for the New Business team for Australia.
• Onboarding customers for the bank under various Insurance policies and retirement funds.
• Helping customers of the Bank to invest in the right products depending on their net worth/Financial status.
• Handled the end to end process that included, initiating a new account, to maintain the account and process the funds in their established accounts and also update the customer’s information on a timely basis as and when required.
• Review the applications and the documentation while onboarding the customers to the bank.
• Accountable for handling reconciliations of cash & stock for listed Equity, Bonds, options, Mutual Funds, Derivatives, forwards & Futures.
• Reconciling trades between Client instructions, Custody and Fund accounting system (WINS/TLM).
• Research & validation on various expectations using third party source like BBG1.
• Supporting 3 processes as part of BAU which included releasing trades from IM, Processing trades on the ETD (Exchange Traded Derivatives) and reconciliation between cash & stock for different clients on TLM.
• Validating exceptions on EMS as part of the last check on trades before signing off to release NAV (Net Asset Value).
• Handling all the queries related to team and process. Reconcile various accounts and also review the reconciliation prepared by others, and promptly research and correct any variances.
• Identify exceptions and problems affecting the accounting records & prices, communicating same to management, and assisting in their resolution.
• Providing training as part of process migration to partner locations and also hands on training to new team members on the process.
• Handling Generic mail box queries, audit queries and reverting with the accurate resolution/reply.
• Assist in the production of daily, weekly and monthly NAV, ensuring completion of specified tasks as per the NAV checklists.
• Assist call & support team with their activities. Identify and investigate break items (aged breaks) on reconciliations in a timely manner.