Relationship officer
ADCB
Total years of experience :13 years, 11 Months
• Responsible for sourcing Business unsecured loans, Merchant Loan, Simplify Working Capital, Commercial Vehicles Loan, Machinery Loans, CASA
• Preparation of visit analysis reports to evaluate & substantial financial activities & health of business.
• Responsible in portfolio managements and relationship building to increase the number of customers &provide the quality customer services
• Preparation of credit line proposal business visit reports in-house financial details and also completion of disbursal documents / security documents.
• Understanding and evaluation of customer’s strength through company profile bank statements and audit financial reports.
• Coordination with other department of the bank for processing the file of loans like credit and fraud risk, disbursal & finance.
• Enhance the customer relationship.
• Achieve the target as per commitments
SME Business loan ).
• Identifying the new SME customers to the bank.
• Enhance the customer Relationship volume.
• Achieve Target as per commitment.
• Handling the customer’s queries.
• To promote self employed Business loan, Self employed owner personal loan
, CASA.
• To analyze the company bank statements and legal documents & Business
related documents with original sighted.
• To calculate the bank statement as per the bank policy requirements.
• Prescreen the complete customer file & analyze the risk factor.
• Analyze the customer due diligence based on old loan repayment track records.
• Handling the team and supporting to my subordinates absence of the manager.
Identifying New Customers.
• To Promote Business loan, Personal Loan, Auto Loan, LG, Fixed Deposits.
• Enhance the Customers Relationship Volume.
• Achieve Target as per the Commitment.
• Handling Customer Queries.
Identifying New Customers.
• To Promote Business loan, Personal Loan, Auto Loan.
• Enhance the Customers Relationship Volume.
• Achieve Target as per the Commitment.
• Handling Customer Queries.
Handling the Retail Assets of the Bank.
• Selling of Personal Instalment loans to the target customers
• Also acquiring new customers & enterprises to the bank.
• Fixing appointments with top level managers.
• Closing the appointments through convincing the customer.
• Keeping good relationship with the customers by providing good services.