Balakrishna Shetty

Job Designation: Finance Specialist (Jan 18-Till Date)

Job Responsibilities
1. Review of monthly tax reports of sales and purchases transactions and review the following: a. Validation of supplier invoices as per VAT laws and regulations. b. Validation of Purchase, Export & Imports Outs of Scope transactions and relevant documentation if it is in line with VAT law. c. Ensuring that correct VAT treatment has been applied for vendor invoices. d. Ensuring correct VAT treatment is applied on samples given to customers e. Compliance of documentations and ensuring that documents are saved NetSuite Oracle Software. f. Ensuring that intercompany transactions have been recorded as per the VAT law. g. Test of controls on sample basis for each entity to make sure that obligation related to documentation are adhered and the systems reflects the underlying transactions correctly

2. Oversee and coordinate with the Finance Managers of the business units (BUs) on the following: a. Review of VAT returns and other VAT reports for timely submission of returns to the GAZT b. Overall compliance with the VAT laws and regulations c. Submission of the reporting requirements related to VAT audits to external auditors and GAZT d. Provide periodic training and mentorship to finance, supply chain and other relevant departments in regards to VAT implementation, documentation and compliance e. Work with the Oracle IT team to identify automated solutions to the compliance process and support implementation f . Drive and implement changes required for VAT compliance processes as a result of changes in VAT legislation g. To act as the single point of contact for all VAT-related activities h. Seek clarification on tax laws from Tax Advisors as and when required
3. Corporate Tax Compliance a) Follow up on the timely submission of monthly tax returns & tax assessments b) Implement and maintain transfer pricing policies and agreements with foreign subsidiaries

4 - Internal Control a) Follow up on implementation of all control issues highlighted in internal audit reports of all group companies b) Monitor compliance with periodic requirements of the Group Policies c) Assist in preparing and finalizing the monthly VAT returns for the Group

5 - Other Related Job Ensure timely completion of tasks as required by GAZT Review and stay abreast of the VAT laws and regulations and further clarifications published by the GAZT Assisting in assessing the impact of changes in VAT laws on the business and ensure these are correctly reflected in the ERP system and understood across the business Assist in preparing communications of process or law changes to Group Entities and ensure entities are following the advised process

Job Designation: Grade: Deputy Manager /Role: Relationship Manager (Sales-Personal & Car Loans) Responsibilities:
• Promotes the sales of Business loan and Personal products and services that will most benefit the customers, help achieve the company's mission and goals, and result in outstanding customer service.
• Manage to convert maximum leads through self and team, achieving target monthly sales plan and to bring overall profitability to branch.
• Maintains good customer relationships by providing clients with support, information, guidance, following up and responding quickly and seeking feedbacks for future improvements.
• To accomplish business development activities by researching, developing and implementing long- and short-term marketing strategic plans.
• Conducts and manages market research and competitor analyses, and prepares reports as needed.
• Handled /Motivated /Follow-up with teams for procuring new business.
• Train my team about the procedures and new products launched.
• Performs other duties as needed.

Achievements:
 Surpass the given target, with Individual Performance & Achieved Group Targets with the team.
 Ensuring Accurate Documentation & Timely disbursements of loans without complaints from Dealers/Customers.

Job Designation: Team Leader/Customer Relationship Manager (Auto Loans: Sales/Operations) Responsibilities: Marketing:
• Aggressively achieve sales targets with Individual & with Team
• Build corporate and retain client relationship through rigorous follow up and eficient servicing of Car Dealers.
• Build strategies to increase customer base and business
• Make presentations to large groups of people
• Understand customer profile and requirement for auto-finance
• Make a persuasive pitch to the prospective customer explaining the product features, benefits, diferentiation
against competition
• Maintain a lead tracker and pursue towards closure
• Coordinate and communicate with customers and dealer executives for application and documentation fulfillment
• Execute marketing / sales promotion campaigns at the local levels
• Prepare MIS reporting and submit to superiors
• Achieve cross-sale targets pertaining insurance(Life & Loan Suraksha), mutual funds, FD, s & other bundled
products.
• Handled /Motivated /Follow-up with teams for procuring business for diferent dealerships and dsa, s. Operations: 1. Evaluate & analyze customers for financing, by validating & attesting various documents required for financing. 2. Checks Cash flow by evaluating auger productivity. 3. To achieve the business targets to finance the equipments, it follows certain processes:- a. Conduct Field Verification & reference checks b. Analyze income documents, balance sheet, Bank statement etc c. Analyze repayment behavior by assessing track record etc. d. Track portfolio Quality e. PDD procurement f. Track Non Starter & Early Default. 4. To ensure collection of due installments (Soft Bucket, Hard Bucket & NPA account) with the various Repossession / Surrender of Asset (Technology & strategy). Achievements:.  Surpass the given target, with Individual Performance & with the team.
 Ensuring Accurate Documentation & Timely disbursements of loans without complaints from Dealers/Customers.
 Awarded for best business (Territory Award) continuously for year 2010-11 & 2011-12
 Participated in Competition & Received the medal for Branch in for South Zone Drona Training.