Bavithra Sarathkumar, Assistant Operations Manager

Bavithra Sarathkumar

Assistant Operations Manager

Indusind Bank Ltd Keral

Location
United Arab Emirates
Education
Bachelor's degree, BA English Lit
Experience
9 years, 1 Months

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Work Experience

Total years of experience :9 years, 1 Months

Assistant Operations Manager at Indusind Bank Ltd Keral
  • India
  • November 2010 to August 2015

Maintaining of cash within retention limit, Cheques Clearing, i/w&o/w Remittances, Transfers, Cts
•Having Specific Signature( SS no) signing authority in all DDs, Pay orders and foreign DDs issue from branch
•Fake notes if any, detected are handled as per guidelines prescribed
•Reasons for large value cash deposits / withdrawals well documented and acceptable from AML prevention angle
•Ensuring Branch Revenue and Sales targets on time.
•Branch ATM Custodian, finacle and CTS clearing coordinator.
•Control on stock of security items
•Delegating roles and duties to team members.
•No income leakage while closing deposits and ensuring charges wherever applicable are recovered as per schedule prescribed.
•Maintenance of relevant registers /vouchers
•Ensure there are no operational losses due to erroneous postings
•No overdrawn accounts in branch due to operational errors
•Reduction in expenses as compared to previous month
•Identifying unprofitable accounts
•Records of all security and deliverables maintained as per rules
•Submission of reports to CO within the stipulated timelines
•Prompt response to AML alerts
•Closure of Audit reports within 2 months from receipt of report
•Ensure Audit ratings to be satisfactory
•Ensure there are no occurrences of frauds, which are indicative of loose internal controls.
•Timely updation of Form 60, 15 H etc.
•Ensure operations of lockers as per mandate given by the customer and rent collected on the due date

Personal Banker at HDFC Bank Ltd Kerala
  • India
  • January 2008 to November 2010

(Inbound calls-classic Banking)

•Proficient in managing all inbound calls and given service related banking products without considering the constraints comes in path.
•Handling Portfolio Customers and assisting HDFC Bank Classic Customers,
•Handling queries of all Kerala HDFC Bank Branch Classic customers.
•Responsible for maintaining the revenue of portfolio.
•Resolving complaints and requests within stipulated TAT
•Team leading & people development skills.( inbound calls - Pan Kerala

Customer Care Executive at E2E Serwizol Solutions Ltd
  • India
  • August 2006 to December 2007

in design of New Training Method, collaborating with Training department to enhance the quality of the Process.
•Directed all administrative and process support efforts with the Team Leader
•Prepared weekly time, quality, and process reports.
•Extremely productive in a high volume, high stress, environment

Education

Bachelor's degree, BA English Lit
  • at Calicut University
  • August 2006

Additionl courses: Certified DESKTOP MANAGEMENT SKILLS

Specialties & Skills

Banking Relationships
Cashier
Remittances
Clearing
ADMINISTRATION
BANKING
CLOSING
DATA DICTIONARY LANGUAGE
LEADERSHIP
LOTUS NOTES
MANAGEMENT
QUALITY

Languages

English
Expert

Hobbies

  • watching Tv,sudoko ,cooking,Reading