Carl Saad, Credit analyst

Carl Saad

Credit analyst

Qatar Development Bank

Location
United Arab Emirates
Education
Diploma, CFA
Experience
15 years, 10 Months

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Work Experience

Total years of experience :15 years, 10 Months

Credit analyst at Qatar Development Bank
  • Qatar - Doha
  • My current job since October 2012

Analyzing credit risk elements and financial forecasts of start-up companies and new projects and recommending proper credit facilities and pricing.
Defending proposals in credit committee.
Follow-up with relationship managers.

Senior Credit Analyst - Team Leader at BLOM Bank
  • Lebanon - Beirut
  • August 2008 to October 2012

 Supervising a team of 2 members, including daily task distribution and auditing credit files.
 Managing credit files of 8 branches with a global portfolio of $ 75 million worth of facilities.
 Qualitative and quantitative analysis for credit files using Moody’s Risk Analyst.
 Projection of cash flows and sensitivity analysis.
 Recommendation of credit lines and payment schedules.
 Training of new employees.

Education

Diploma, CFA
  • at CFA Institute
  • August 2013
Bachelor's degree,
  • at American University of Beirut AUB
  • June 2007

Specialties & Skills

Management
Finance
Credit Risk
Corporate Credit
Financial Analysis
Ms Office

Languages

Arabic
Expert
English
Expert
French
Expert