Carmen Ramos, Insurance Coordinator - Employee Benefits, Medical and General Insurance

Carmen Ramos

Insurance Coordinator - Employee Benefits, Medical and General Insurance

JOIE de VIVRE International Insurance Brokerage LLC

Location
United Arab Emirates - Abu Dhabi
Education
Bachelor's degree, Management
Experience
24 years, 4 Months

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Work Experience

Total years of experience :24 years, 4 Months

Insurance Coordinator - Employee Benefits, Medical and General Insurance at JOIE de VIVRE International Insurance Brokerage LLC
  • United Arab Emirates
  • June 2012 to May 2014

Insurance Coordinator - Employee Benefits, Medical and General Insurance
JOIE de VIVRE International Insurance Brokerage LLC, Abu Dhabi, UAE
June 29, 2012 - present
• Medical/Employee Benefits
- Provides services to all client /companies with respect to their insurance needs in the preparation and organization of information for all insurance projects/proposals and work related there to.
- Dealing directly with top health insurance (Daman Insurance, AXA Insurance, ADNIC etc.)
- Prepare renewal Proposals for Individuals and Corporate Company clients
- Handles inquiries, complaints and other insurance needs of client ie, , medical insurance requirements, direct billing process and medical reimbursement
- Maintains of good level of contact with customers
- Perform other functions that may be assigned by the Management

• Handling general claims directly to client and Insurance companies
- Direct dealing with client in regard of their claim/loss and assisting the client from reporting of loss up to the final settlement.
- Negotiate the amount of loss to the insurer and settled the loss amount agreed with policy the holder
- Prepares necessary written communications to relay to clients the action done regarding their concerns/problems in claim

Sr. Claims Assistant at Gotuaco Del Rosario Insurance Brokers, Inc
  • Philippines
  • January 2006 to April 2012

Life and Non Life Insurance Claims- Sr. Claims Assistant
Gotuaco Del Rosario Insurance Brokers, Inc. (Manila, Philippines)
2006- April 2012
Insurance Claims
• Dealt directly with policy holders following employee benefits, accidents and/or property damages.
• Experienced to manage professional to manage personal and commercial liability.
• Consultancy services for clients of the company
• Managed in depth investigations and contacted both parties that were directly involved in the accident.

Responsibilities includes: (Motor Car Claims)
• Received daily phone calls inquiry/concern of claimant.
• Investigated claims for loss and calculated how much the insurance company has to pay to the insured party.
• Handled all paperwork from preliminary conversations with policy holders and third parties.
• Handled dealings with adjuster/ legal representatives, car dealers and repair shop.
• Negotiate the amount of loss to the insurer and settled the loss amount agreed with policy the holder

Customer Relations Officer at FutureLogic Corporation
  • Philippines
  • January 2001 to January 2006

Customer Relations Officer
FutureLogic Corporation (Manila, Philippines)
2001-2006
Responsibilities includes: • Answered inquiry/ issues, followed carefully step by step instructions in order to resolve issues and provided support of other company's areas.
• Improved of customer perceptions of Company, specifically, to impress on them that professionals who can and do provide quick response to their needs staff company by serving as Communication & Action between client and company.
• Attend regular meeting with clients and prepares minutes of the meeting for the information and reference of the management.
• Prepares necessary written communications to relay to clients the action done regarding their concerns/problems.
• Makes proposal, in close coordination with Immediate Superior, regarding the level of customer satisfaction and projects to improve customer relations.

Motor Cars Claims Assistant at Zuellig Insurance Brokers, Inc
  • Philippines
  • January 1990 to January 2001

Motor Cars Claims Assistant
Zuellig Insurance Brokers, Inc. (Manila, Philippines)
1990- 2001
Responsibilities includes: • Explain what to do in case of an accident and necessary documents required in claim processing either own damage, bodily injury and death claim.
• Application of correct prices of parts and labor charges on the damages. Determining the assured share (deductible and depreciation of parts)
• Offer/negotiate it to the repair shop for issuance of Letter of Authority for the repair of their vehicle.
• Creating sufficient correspondence in reply to the insurer inquiry and enclosing evidences (documents) contrary to their decisions regarding the possible grounds for denial of claims.
• Prepares various claims reports of Corporate Accounts

Education

Bachelor's degree, Management
  • at Philippine Women's University
  • January 1990

Philippine Women's University (Manila, Philippines) BSBA Major in Management, 1990

Specialties & Skills

ANNUITIES
AUTO INSURANCE
BENEFITS
CLIENTS
CORPORATE ACCOUNTS
CORRESPONDENCE
EMPLOYEE BENEFITS
INSURANCE CLAIMS
LIFE INSURANCE

Languages

English
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