Dharmendra شارما

Develop annual and periodic internal audit plans | Define audit scope, objectives and timelines in
coordination with management | Identify key Risk Areas for review
Perform audits of financial, operational and Compliance Processes | Review policies, procedures and
systems for efficiency, effectiveness and compliance with laws/regulations | Examine records, reports
and supporting documents to ensure Accuracy and Completeness | Verify proper safeguarding and
utilization of company assets
Assess the adequacy and effectiveness of internal controls | Identify control gaps and Potential Fraud
Indicators | Recommend improvements to mitigate risks
Execute clear, concise and well-structured Audit Reports | Communicate findings, risks and
recommendations to management | Follow up on agreed Corrective Actions to ensure timely
implementation
Promote efficiency, cost-effectiveness and quality improvements | Liaise with department heads to
clarify processes and share best practices | Present Audit Findings in meetings and workshops \[IMAGE\] \[IMAGE\]

Leading and Supervise overall business operations such as Finance, Compliance, Customer Service and
Marketing.
Conduct audits based on the risk profile of various departments, processes, or systems.
Conduct fraud investigations and help in implementing strategies to prevent fraud.
Ensure that risk management strategies and processes are adequate and functioning effectively. \[IMAGE\] \[IMAGE\] \[IMAGE\] \[IMAGE\]
Review and assess the design, implementation, and effectiveness of internal controls over financial
reporting, operations, compliance, and IT systems.
Ensure that the organization is in compliance with laws and regulations affecting its operations.
Conduct systematic audits of various departments, processes, and activities within the organization.
Participate in the GCC events and conferences to stay updated with the recent developments in
Fintech & related industry.
Liaise with the CBK, other local banks, external auditors and related financial institutions for all concerns
and to ensure smooth business continuity.
Initiate final approvals wherever requires for withdrawals, refunds, chargeback, employees salaries or
related transactions. \[IMAGE\] \[IMAGE\] \[IMAGE\]

International Procurement | Negotiation | Business Dealing | Finance | Invoicing & Collection | Statements
Reconciliation.

Business Administration and Tax related matters, serving local and international clients in relation to
their tax matters;
Assess whether the organization has the necessary licenses, certifications, and approvals to operate
legally;
Evaluate whether management has put in place sufficient internal controls to ensure compliance with
organizational policies and prevent non-compliance.
Continuous monitoring about emerging risks and new regulations to ensure the organization remains
compliant and prepared for evolving threats.
Preparing and submitting in the Kuwait Chamber of commerce for company commercial licenses, new
registration, immigration procedures, employees work permits;
Responsible for the revenue of the department and to track account receivables report closely and
working with client ensuring early settlement;
Looking after Zakat/ NLST operations or filing declarations with the Ministry of Finance;
Liaising with the Tax officials/ inspector for getting the job done effectively in relation to NOLs, Tax
Assessments, TCC and related letters;
Preparation risk management processes, such as engagement letters, client continuance,
independence, family tree, pre-approval and other regulatory requirements and Settling foreign taxes,
tax equalization and settlement payments.

Almost similar job profile as in PricewaterhouseCoopers.

Wealth Management Services | Cross selling banking products | HNI & NRI dealing | International Remittance|
Business Development | Insurances.