Emad Hanna

• Prepared and analyzed daily Profit & Loss (P&L) and Balance Sheet reports.
• Presented daily financial performance updates to senior management, highlighting key
movements and variances in the Balance Sheet and P&L.
• Conducted Balance Sheet analysis by Line of Business (LOB) to assess individual
business performance.
• Performed peer financial benchmarking, including financial statement spreading, ratio
analysis, and performance comparisons across peer banks.
• Developed and delivered peer analysis presentations summarizing profitability trends,
efficiency metrics, and key strategic insights.
• Monitored and evaluated Central Bank of Egypt (CBE) initiatives related to mortgage
and industrial sectors.
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Analyzed loans and deposits portfolio movements, identifying trends, growth drivers,
and new-to-bank client acquisitions.

bokra Holdings for Financial Investments
• Developed and reviewed comprehensive financial models to support Sukuk issuance
structuring and assess the financial viability of proposed transactions.
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Analyzed and verified Information Memorandums (IMs) and transaction. agreements
among Sukuk issuance parties to ensure accuracy, regulatory compliance, and
consistency across documentation.
• Coordinated and managed communication among all issuance stakeholders, including
arrangers, legal advisors, and rating agencies, to facilitate document collection and
review.
• Prepared and submitted the final Sukuk issuance files to the Financial Regulatory
Authority (FRA), ensuring full compliance with regulatory requirements and timely
completion of approval processes.

• Recorded daily accounting transactions and administered both accounts receivable
(AR) and accounts payable (AP) functions.
• Performed weekly and monthly account reconciliations, ensuring accuracy between
internal records and bank statements.
• Reviewed and processed employee expense reports in compliance with company
policies and approval workflows.
• Supported the collection process by following up on outstanding receivables and
coordinating with clients to ensure timely payments.
• Posted customer payments (cash and checks) accurately in the ERP system (Odoo),
ensuring real-time account updates.
• Managed daily cash operations and monitored treasury activities to maintain optimal
cash flow levels.
• Identified and assessed risks related to late payments and cash flow constraints,
recommending solutions to mitigate financial impact.
• Maintained treasury controls and performed daily cash position reporting to support
short-term liquidity management.
• Utilized Zoho software to manage workflow processes, organize accounting tasks. and
receive assignments within the team for effective tasks tracking and execution.
• Prepared weekly and monthly payment runs, including checks, wire transfers, and
online banking transactions.

• Conducted comprehensive financial needs assessments for large corporate clients.
(revenues exceeding $300 million) within the Corporate Banking Department to
identify and structure suitable financing solutions, including loan facilities, Letters of
Credit (LCs), and guarantees.
• Prepared detailed internal client reports (Corporate FLAIR), compiling company
profiles, transaction analyses, and evaluations of credit utilization across various
facilities such as Short-Term Loans (STLs) and Overdrafts (ODs).
• Performed financial analysis and working capital evaluations, calculating key metrics
such as Days on Hand (DOH) for Accounts Receivable and Accounts Payable to
assess clients liquidity positions and asset conversion cycles.

• Led FP&A activities, establishing a CAPEX policy, analyzing financial ratios, and
benchmarking competitors to guide strategic decisions.
• Managed accounting operations across AP/AR and GL. functions, ensuring accurate
payments, journal entries, and timely bank reconciliations.
• Monitored costing metrics (DOH for raw materials and finished goods) and
contributed to a cross-functional project delivering a SWOT-based action plan.

(Analyzing Dynamic Capabilities in entrepreneurial firms in
Egypt: the case of the technological sector)
• Conducted outreach to technology startups to secure survey participation for a PhD
study on dynamic capabilities in entrepreneurial firms.
• Strengthened university-industry relations by offering startups access to the research
results and employment fair participation in exchange for their participation