Essam gad, Head Business Center

Essam gad

Head Business Center

Emirates NBD Bank

Location
Kuwait
Education
Master's degree, Banking
Experience
17 years, 4 Months

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Work Experience

Total years of experience :17 years, 4 Months

Head Business Center at Emirates NBD Bank
  • Egypt - Cairo
  • June 2013 to April 2015

To contribute to the business development effort of the bank by attracting, serving, retaining existing and potential clients. To actively promote and cross sell all bank services and products to the existing corporate clients and to the prospects. To meet client's expectation, within bank criteria for growth, maximum profitability and appropriate risk profile. To improve banks image by quality of service.

Executive at BNP PARIBAS EGYPT
  • France
  • January 2008 to May 2013

1Banking Executive at BNP PARIBAS 2008 till 2013
* Corporate Manager for ( 5 ) Branches

- I manage a portfolio of about 80 million OVD in addition to 40 million finance lease


a) Purpose of the job

• To contribute to the business development effort of the bank by attracting, serving, retaining existing and potential clients. To actively promote and cross sell all bank services and products to the existing corporate clients and to the prospects. To meet client's expectation, within bank criteria for growth, maximum profitability and appropriate risk profile. To improve banks image by quality of service.

b) Principal Accountabilities

• Identify, recommend and market well-reputed new prospects in line with the bank development strategy and to turn them into customers in order to increase banks market share & profitability.
• Contribute to the achievement of the budget objectives meet individually assigned objectives in order to enhance bank's market share within appropriate risk level.
• Receive and Advise customers and non-customers in order to satisfy their needs and build a long-term business relationship with them
• Cross-sell other bank's products and services to maximize bank's profitability
• Prepare, and review all required reports and KYC forms to ensure that all transactions are adhered to the bank's policies and procedures.
• Receive, handle and resolve customer complaints in a timely manner to maintain or increase customer satisfaction.
• Be responsible for the timely preparation, accuracy, and completeness of existing clients' credit memos within deadline as well as presentation of the new credit memos for prospects in a proactive way to ensure smooth flow of circuits and meeting clients need in proper timely manner.
• Monitor outstanding and follow clients to detect and potential business development in order to enhance bank's profitability
• Alert management on any deterioration or potential deterioration of the credit risk, resulting from late payment or otherwise (negative market information), and to recommend and implement promptly the necessary corrective actions in order to safeguard bank's rights and avoid any losses

2Banking Executive at National bank of Kuwait
  • Kuwait - Al Kuwait
  • January 2006 to January 2008

-2Banking Executive at national bank of Kuwait 2008 -2006
Certificate of attendance for successfully completing the NEW RECRUITS DEVOLPMENT PROGRAM at NBK bank (first place on the new recruits)
A) .working as Head Of Operations at NBk
• Fully responsible for the branch volt (cash money, demand drafts, tellers cash boxes)
• Cash deposits and withdrawals, telex transfers.
• Selling and purchasing foreign cruncies.
• Sending and receiving cash money from head office branch.
• Supervising on the other teller's cash boxes.

B) . working as service officer for the private customers
• issuing the ATM cards and hand over them to the private customers
• implementing the cash transaction for the private customers
• implementing the subscription and redemption requests for the customers investment funds
• implementing the all telex transfers and the grantee payment orders for the private customers
• responsible for the fixed deposits (establishment, renew, break out)
• Solving customer problems and enquires around the set of products handling within the regional markets handling
• Print online statement for customer accounts
• Answering on the customer questions and enquires around there funds, accounts and credit cards
• Make a marketing for the bank products and explain the new campaigns for the customers


C) . Relationship officer (customer service) at NBK
• Establish & Nurture strong Client Relationships
• Prepare action plans and schedules to identify specific targets and to project the number of contacts to be made.
• Solving customer problems and enquires around the set of products handling within the regional markets handling
• Knowing the problems facing our cardholders and solve these problems
• Implementing the establishment loans, credit cards opening accounts and banking power of attorney as per bank procedures and policy
• Search, Gather and contact potential customers from other banks
• Convince the customers with the bank products
• Showing the best service for the customers
• Follow up the customers continuity if could sell for them a new products

3-Chief accounts in NETS Company in Kuwait at NETS Company
  • Kuwait - Al Kuwait
  • January 2002 to January 2006

3-Chief accounts in NETS Company in Kuwait 2002 -2006


4- Credit & development bank, assuit 2000 - 2002

Auditing office at 5- Auditing office
  • Egypt - Asyut
  • January 2000 to January 2002

5- Auditing office: experienced in accounts & auditing 2000 -2002

hand technology at 6- First
  • Egypt - Asyut
  • January 1999 to January 2000

6- First hand technology in preparation and finalization of balance sheet 1999 -2000

Sales Executive at 6- First
  • Egypt - Asyut
  • January 1998 to January 1999

7. Sales Executive 1998 -1999

Sales and marketing at Kahira Pharm & Chemicals Industries Co
  • Egypt - Asyut
  • January 1998 to January 1999

• Fully responsible for all Sales and marketing at Kahira Pharm & Chemicals Industries Co for sanitary utilities in Assiut during my study in my college (from 1998 till 1999)
• Development for new accounts and maintaining sold communication with the existing customers.
• Solving customer problems and enquires around the set of products handling within the regional markets handling.
• Negotiate contracts with suppliers including terms & pricing.
• Prepare action plans and schedules to identify specific targets and to project the number of contacts to be made.
• In charge of preparing aging report for customers and suppliers
• Search, Gather and contact potential customers
• Establish & Nurture strong Client Relationships.

Education

Master's degree, Banking
  • at Eslsca Business school
  • December 2016

* MBA Master's degree

Master's degree, Good
  • at Egyptian Banking Institute
  • January 2015

Credit Certified from Central Bank of Egypt

Diploma, AUDTING
  • at Assiut University Egypt
  • January 2002

* 2000-2002 POSSESS A DIPLOMA IN AUDTING FROM ASSIUT UNIVERSITY GOOD GRADE

Bachelor's degree, Accounting Department
  • at Assiut University Egypt
  • January 2000

* 1996 -2000 Bachelor of Commerce "Accounting Department" Assiut University Egypt. GOOD GRADE

Specialties & Skills

Petri Nets
BUSINESS DEVELOPMENT
CIRCUITS
CLIENTS
FINANCE
INCREASE
MILLION
PROACTIVE
SATISFACTION

Languages

Arabic
Native Speaker
English
Expert

Memberships

Investors Egypt Association
  • A banking expert for investors
  • April 2015

Training and Certifications

Cheque Law (Training)
Training Institute:
Egyptian Banking Institute.
Date Attended:
October 2016
Duration:
16 hours
SPIN® Selling Programmer (Training)
Training Institute:
Huthwaite International, Hoober House in England & Wales under compa
Date Attended:
October 2009
Duration:
16 hours
Certificate for gtd (Certificate)
Date Attended:
July 2016
Valid Until:
February 2018
Sales Management & Tactics. (Training)
Training Institute:
Sales Experts House
Date Attended:
May 2014
Duration:
20 hours
Legal Aspects for Credit (Certificate)
Date Attended:
April 2010
Valid Until:
April 2020

Hobbies

  • Creative in electronics’ field
    - Creative in electronics’ field
  • Willingness to travel and work in difficult conditions
    - Willingness to travel and work in difficult conditions