إياد arabiyat

senior corporate credit analyst في بنك القاهرة عمان

• الأردن - عمان
• أشغل هذه الوظيفة منذ نوفمبر 2000

2014 - present Senior Corporate Credit Analyst
( Corporate Credit Management - corporate & SME’s )
 Manage and study the CR prepared in Corporate Services & products Management to complied it with the credit polices and regulations.
 Analyzing financial statement, take a decision as a credit committee to grace a customer or not in order the credit and financial analyzing .
 Make sure that a pricing and other conditions ( term, repayment, collateral …) is set in a true way to compile with credit polices .
2010 - 2013 Senior Credit Officer ( Corporate Division )
Cairo Amman Bank, Amman .
Tasks:
 In charged of a corporate credit portfolio amounting to JD 120 MM .
 Analyzing financial statements, developing financial ratios and cash flow analysis, performing initial risk assessment of business and credit worthiness, preparing credit recommendations for approval for both current and potential clients
 Preparing studies and pricing of syndicated loans
 Working closely with customers to ensure healthy relationship with high net worth clients.
 Analyze the compliance of credit policies and monitor credit facilities.
 Conducting marketing and sector studies for the local market
 Attracting new clients and developing semi annual marketing plans to meet budget expectations
 Training new employees in the corporate credit department

2007 to 2009 Credit Officer
Cairo Amman Bank, Amman
Tasks:
 Screen and review customer credit applications
 Inspect the eligibility of corporate borrowers and evaluate credit strengths and risks.
 Analyze the compliance of credit policies and monitor credit facilities.
 Analyzing financial statements, develop financial ratios and cash flow analysis and prepare credit recommendations for approval for both current and potential clients
 Participate in Attracting new clients
 Prepare annual credit plans and assess the credit portfolio.

2000 to 2006 Customer Service
Cairo Amman Bank, Amman

Tasks:
 Streamlined daily banking processes and increased operational efficiency levels
 Played an integral role in managing business administration functions including drafting documents, fielding customer phone calls, and filing banking documents.
 Gained experience in diverse areas of loan management and loan processing.
 Contributed in increasing customer satisfaction levels through customer service excellence.