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fady adel, SMEs Relationship Manager

fady adel

SMEs Relationship Manager·HDB

Egypt

Bachelor's degree, Tourism and Hotels

Work experience

Total years of experience: 12 years, 4 months

SMEs Relationship Manager

February 2026 - Present

HDB

Cairo, Egypt

February 2026 - Present

Company industry:
Banking

SMEs & MidCap Relationship Manager

February 2026 - Present

Housing and Development Bank

Cairo, Egypt

February 2026 - Present

Managing SME & MidCap client relationships, preparing
credit memos, performing financial analysis, and
supporting credit risk assessment and lending decisions

Company industry:
Banking

SMEs Relationship Manager

March 2021 - January 2026

EGBANK

Cairo, Egypt

March 2021 - January 2026

Identify existing and potential key SME Clients and
define their needs.
Conducting credit analysis and preparing risk
assessments for Corporate facilities in line with bank
policies and risk guidelines.

Company industry:
Banking
Job role:
Banking

Senior Sales officer

January 2020 - February 2021

Saib Bank

Cairo, Egypt

January 2020 - February 2021

Contact companies or people to ask if they need a loan.
Explain different types of loans and the terms of each
one to applicants.

Company industry:
Banking
Job role:
Sales

SBL Relationship Manager

January 2019 - December 2019

Audi Bank

Cairo, Egypt

January 2019 - December 2019

Company industry:
Banking
Job role:
582

Direct sales

July 2016 - December 2018

Nationl Bank of Egypt

Cairo, Egypt

July 2016 - December 2018

Contact companies or people to ask if they need a loan.

Company industry:
Public Administration
Job role:
Sales

Sales Team leader

January 2014 - May 2016

AjinoMoto

Cairo, Egypt Hybrid

January 2014 - May 2016

provides the training and motivation to the team to
reach sales goals
Performing cost-benefit analyses of existing and
potential customers

Company industry:
FMCG
Job role:
Sales

Education

Helwan University

May 2013

May 2013

Bachelor's degree, Tourism and Hotels

Egypt

Skills

CREDIT RISK MANAGEMENT
Intermediate
CREDIT RISK MANAGEMENT
Intermediate
CREDIT ANALYSIS
Intermediate
CREDIT ANALYSIS
Intermediate
FINANCIAL ANALYSIS
Intermediate
FINANCIAL ANALYSIS
Intermediate
LOANS
Intermediate
LOANS
Intermediate
MANAGEMENT
Intermediate
MANAGEMENT
Intermediate
MEMOS
Intermediate
MEMOS
Intermediate
RELATIONSHIP BUILDING
Intermediate
RELATIONSHIP BUILDING
Intermediate
RELATIONSHIP MANAGEMENT
Intermediate
RELATIONSHIP MANAGEMENT
Intermediate
RISK ANALYSIS
Intermediate
RISK ANALYSIS
Intermediate
SALES
Intermediate
SALES
Intermediate

Languages

Arabic

Native Speaker

English

Intermediate

Training and Certifications

Certifications
Corporate Finance Credit Professional Certificate
EBI & NYIF
Dec 2022
ICDL
Center
Jan 2010

Hobbies and interests

Singing Reading