Assistant Debt Collection & Recovery Manager
Doha Bank
Total years of experience :15 years, 9 Months
Account Receivable, Debt Restructuring &Collection ( Assistant Manager Grade).
Debt Recovery & Collection
- CRMD
•Responsible for managing the delinquent loans portfolio with the specific objective of reducing NPL ratio and minimizing expected losses by maximizing collections and recoveries. currently responsible for initiating contact with the non-performing clients for the settlement of their dues, negotiating restructuring and rescheduling arrangements with defaulting borrowers, and coordinating with the Legal function for initiation of legal proceedings (civil/ criminal) for recovery of the amounts due.
•Setting and proactively enforcing recovery tactics to ensure Defaulters are repaid at the earliest while advising key stakeholders on agreed action plans.
•Improving the quality of NPL by negotiating repayment arrangements with borrowers according to their repayment capacity and seek Committee’s approval, negotiating with professionals at a partner level as well as Defaulters to ensure the bank’s interests are well represented and obtaining repayment reschedule or reach to settlement amounts.
•Creating a Restructuring Scenarios and Proposals.
•Running an inspections necessary to making decisions regarding repayments and settlements
•Interacting with Government & Simi Government dept., regarding completing information & documentation and create a relationship with concerning depts. In other corporations to collect the necessary information about defaulters.
•Supporting in the growth the business by explaining practical and effective from legal point view to manage legal risk across the business and assist in the design and implementing procedures to managing such risks at an appropriate level.
•Meeting up with experts where assigned by Courts to explain any ambiguity in Bank statements and documents for any legal case.
•Providing a necessary training to new bank staff.
Responsible for checking any documents required pertaining to the bank’s business, as well as providing an advice in legal memos and review any of power of attorney forms required.
•Preparing any legal documents required in courts.
Running of pertaining legal affairs of the company.
•Managing a team of 10 CS representatives.
•Implemented training course for new systems
Creating and Managing of efficient legal frameworks and processes.
•Proposed the legal advice required to achieve business objectives.
•Managing any issues related to litigations.
Managing and running up the entire operational aspects of the project including purchasing, pricing, inventory managing, and retail operation more addition Following up Taxes and entire Governmental affairs.
Studying aspects of legal litigations between sponsors and employers.
•Negotiating terms and conditions to ensure the best interest of clients
•Recommending an appropriate legal course of action.
Initially Worked in Real estate Sales & Marketing.
•Responsible for managing and resolving any legal issues pertaining to the construction sites.
•Assist in managing relationships with internal & external parties regarding any legal matters
•Coordinate with Government authorities in various legal aspects such as issuing of contracting licenses and facilities, as well as any other administrative issues.
Other
B.A. in Law