Faisal Zwawi

to be listed soon

- Credit Analysis (re-evaluating customers to maintain their credit limit in order to make sure their monthly purchasing is not exceeding their limits).
- Financial Analysis (Analysing new Customer financial statement in order to recommend giving a credit or not).
- Financial Controlls (controlling AR/AP records to make sure each payment is occured ontime).
- Bank Reconsilation.
- Treasury Management (LCs, LGs and LOCs).
- Cash Management (Budgeting, Foreacasting, position, control).
- Banks Relationship.
- SAP Financial System.
- Project Finance.
- Risk Analysis.
- Investment Analysis (Islamic Time Deposit).
- Management & Cost Accounting.

Saudi Aramco Products Trading Company (Aramco Trading) is startup subsidury that is fully owned by Saudi Aramco start operating on Jan 2012 consentrating in Oil Products Trading (Naphtha, Sulfur, Fuel Oil, Khuff, , , etc):
my role is in Back Office / Treaury Department as following:
- Treasury Management.
- Handling all L/C's and LOCs Collaterals operations & processes.
- Credit & wealthy analysis.
- Banks Exposure.
- Financial Analysis.
- Cash Management ( foreacasting, Budgeting, positions).
- Accounting Analysis.
- Risk Analysis.
- Financial Control
- SAP payment, SAP Treasury and SAP Risk Management
- Banks Relationship.
- Investment Proposal.

Achievement:
- LCs Operational Manual.
- Banks Exposure Reports.
- Daily Balance Curve.
- Line of Credit Exposure reports.

Consulting Project Feasibilities
- Assist the financial evaluation of any new plans/projects for the company and recommend the best option
- Evaluate any business implications on the project and recommend best strategy
- Develop and maintain all back-ups in the form of workings and spreadsheets for future reference and analysis

Conducting Financial Analysis & Being Responsible for the Product Costing and Revenue Analysis
- Develop and formalize the monthly analysis of financial statements and forecast the future trend/profits
- Prepare internal presentation on the profitability analysis and forecasted profit
- Review and analyze the cost per case vs. budget for all the products
- Channels and segments of business

Being Responsible for Treasury Management
- Review the cash position of the Company and Analyze future requirements
- Recommend the timely and cost effective sources of funds to management
- Arrange and negotiate the amount and cost of funds with prospective lenders .

Coordinating and Communicating with Finance Operations
- Work closely with the operations team for development and preparation of analytical reports
- Understand the monthly closing process from all angles to fully grasp the concepts of ERP.
- Develop, maintain and analyze budgets, preparing periodic reports that compare budgeted costs to actual costs.
- Analyze business operations, trends, costs, revenues, financial commitments, and obligations, to project future revenues and expenses or to provide advice.
- Inform investment decisions by analyzing financial information to forecast business, industry and economic conditions
- Interpret data on price, yield, stability, future investment-risk trends, economic influences, and other factors affecting investment programs
- Prepare plans of action for investment, using financial analyses.
- Forecasting and managing cost / cash flow

- Financial Analysis.
- Forecasting.
- Budgeting.
- Financial Control.
- Accounting AR/AP.
- Financial Reports.
- Banking Transactions & Operations.

- Meet customer needs.
- Advise customer to choose right credit products that suitable for their income and expenses.
- Advise customer for mutual fund products.
- Marketing bank products.
- Participating in Marketing Campaign to attract new private and public sector employees
- Customer services activities.
- Operations activities.
- Acting Branch Manager.

- Entering Pilgrims Details.
- Numbering Pilgrims Passports.
- Ordering Pilgrims Passports.

Summer Trainee

- Entering Pilgrims Details.
- Numbering Pilgrims Passports.
- Ordering Pilgrims Passports.

Summer Trainee

Handle all the process housing contract between the owner and the tenant.

- Entering Pilgrims Details.
- Numbering Pilgrims Passports.
- Ordering Pilgrims Passports.

- Entering Pilgrims Details.
- Numbering Pilgrims Passports.
- Ordering Pilgrims Passports.