Hamdi Katbeh

• SUPERVISING A TEAM OF RELATIONSHIP MANAGERS IN ORDER TO MANAGE DIRECT AND IN DIRECT LOANS PORTFOLIO
• REPRESENTING THE SME DEPARTMENT IN COOPERATING WITH THE CENTRAL BANK OF JORDAN, JORDAN LOAN GUARANTEE COOPERATION, IN ADDITION TO NEW FUNDS AND DONORS
• COOPERATING WITH MARKETING DEPARTMENT IN ORDER TO CREATE AND MARKET NEW SME PRODUCTS
• TRAINING NEW EMPLOYEES ON SME FINANCING
• TRAINING EMPLOYEES ON CREDIT SCORING SYSTEM

o Identify companies' financial needs
o Analyzing financial reports as part of credit reports preparation
o Evaluating companies' financial status before, during, and after loans repayment
o Managing existing corporate credit portfolio and assessing its relative risk
o Review corporate credit requests and issue recommendations in relation to credit policies, and appropriate Risk-return propositions
o Making decisions concerning the possibility of granting facilities to new customers according to their business and financial positions

ASSESSING START-UP AND EXISTING ENTERPRISES CREDIT NEEDS AND ITS RELATED RISK.
ANALYSING THE FINANCIAL SITUATION OF THE COMPANIES BASED ON THEIR HISTORICAL FINANCIAL STATEMENTS.
PREPARING REQUIRED FEASIBILITY STUDIES FOR COMPANIES IN ORDER TO RECOMMEND CREDIT DECISIONS.
MANAGING A PORTFOLIO OF COMPANIES GRANTED THROUGH THE FUND (PORTFOLIO SIZE: JD 23M EQUIVALENT TO USD 32M).
FOLLOWING UP ON COMPANIES' PROGRESS AND LOAN REPAYMENT.
6. PRESENTING THE CREDIT REPORTS TO THE FUND COMMITTEE INCLUDING A CREDIT DECISION RECOMMENDATION.

o Analyzing financial reports as part of credit reports preparation (value added financial analysis)
o Identify companies' financial needs
o Evaluating companies' financial status before, during, and after loans repayment
o Managing existing corporate credit portfolio and assessing its relative risk
o Review corporate credit requests and issue recommendations in relation to credit policies, and appropriate Risk-return propositions
o Making decisions concerning the possibility of granting facilities to new customers according to their business and financial positions