Head of Middle Office
Bank AUDI
Total years of experience :23 years, 3 Months
Main responsibilities
• Control Treasury activities: Liquidity, reconciliation, FX, Money Market and Capital Markets transactions, breaches over counterparties limits and internal set limits
• Lead the implementation of Capital Markets Authority regulations
• Review and improve the controls, tools and reports related to the Middle Office department
• Enhance policies and procedures
• Coordinate with key stakeholders to apply internal and external audit recommendations related to the department activities
• Manage team members and assess their performance
Key Achievements
• Implemented improved processes to reduce operational risks and increase efficiency in a challenging environment with limited resources i.e. the enhanced new process for Sayrafa reconciliation between 3 systems only requires 15 minutes
• Analysed operational risks and reported significant incidents while providing recommendations to avoid these scenarios in the future
Main responsibilities
• Identify, evaluate and report financial risks (i.e. Liquidity, FX position, Bonds portfolio, Financial Institutions exposures, Private Banking business line) based on the banks risk appetite and the regulatory environment
• Collaborate with various committees to define KRIs, evaluate risk limits based on the banks strategy and economic challenges
• Recommend and develop stress tests scenarios
• Assess and oversee country risk exposures and limits
• Assist the entities in managing their risks, review entities risk reports and recommend actions
• Support the Group Chief Risk Officer on various tasks: set annual budget, define training requirements, lead projects related to the department, enhance processes, validate deliverables, develop policies
• Act as secretary of the Group IFRS 9 committee (organize periodic meetings and lead the IFRS 9 reporting team, review the reporting pack, coordinate with different stakeholders)
Key Achievements
• Designed the template of the Risk Report (including stress tests) related the Private Banking business line that enhanced the Board ability to assess and manage related risks
• Customized the risk reports leading to 50% improvement in operational efficiency
• During the crisis, revamped the ALCO pack and defined new internal liquidity ratios focusing on current economic turmoil
Main responsibilities
• Define business requirements, develop project charter and project scope
• Assess consultants, submit reports exposing project scope and comparing vendor proposals
• Track project progress and escalate important issues
• Control expenses, schedule and take necessary actions to prevent project from slippage
• Provide status reports, coordinate with all the stakeholders
• Monitor and control the quality of the deliverables
Main responsibilities
• Define requirements related to the Model risk management tool and support tool implementation
• Prepare and analyse model risk reporting and data
Main Responsibilities
• Set annual targets, prioritize yearly projects and develop business plans
• Collect and analyse market data, consumer behaviour and competition monitoring
• Set system requirements, establish appropriate procedures and process re-engineering and adopt the suitable solution
• Monitor and simulate the sales of the Retail products and recommend strategic actions
• Define proper marketing strategies per product: price, bundling, broadcast
• Provide trainings on retail products for the branches sales forces
Key Achievements
Participated in establishing the Consumer Lending Department after developing the necessary tools including workflow solution, scorecards, policies and procedures based on best practices, defining roles and responsibilities, recruiting and coaching the team. The objective of this department was to centralize the retail lending activity to minimize credit and operational risks and accelerate the decision making process: primary decision was taken within 6 hours
Responsible of analysing customers requirements, implementing the suitable solution, developing the technical documents, mentoring a team of programmers, and providing trainings to the users
Define database structure, analyse and develop various web applications related to: online educational assessment, construction procurement and tender processes, sports content management, media and communications
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