Haroon Rashid

Manage end to end real time Prevention, Detection of all triggered cases (including all ADC channels) and investigate the digital fraudulent activities according to regulatory authority, LEA and Bank policy.
Suggest policy & process recommendations to the Management in view of direct exposure to portfolio behavior.
Managing to implement new controls in ecommerce (MPGS/Gatekeeper) to control the fraudulent activity.
Manage to review & implement the issuing & acquiring parameters that support to conduct smooth transactions.
Initiate proactive measures to curb fraud and identify rising trends to execute timely corrective actions
Coordinating and correspond with the LEAs /BMP/ SBP etc. on fraud related matters.
Maintaining a good working relationship with stake holders to collectively fight against fraud and save the business from risk and exposure to losses against fraud.
Daily reports (local & International) reviewing and highlight the cases which were skipped during monitoring.
Conduct training session to create fraud awareness amongst all the concerned staff/stakeholders.
Manage to create ecommerce merchant and enrolled for 3D secure from association.
Manage regulatory reporting and ensure its compliance.
Manage to arrange the hold services/goods against suspicious transactions through merchants.
Identifying the process gap’s and its retention to the best services in Digital platform.

Prevention, Detection and Surveillance of white-Collar Crime / ADC’s / digital / SMS / Mobile / Branch / Internet / e-banking Transactions, monitor the unusual activities.
Investigate & analyze the Digital Fraudulent complaints (internal & external), digital transactions gaps and evidences to suggest and conclude the decision of an investigations as Bank’s / Customer’s Liability.
Analyze and identify the Point of Compromise (POC) of the Cards and Initiate the remedial measures including blocking of suspected cards /accounts to safe guard the Bank’s and customer’s interest.
To review the policies, manuals and procedures, audits, providing feedback, initiating necessary controls to minimize the frauds.
Reporting on multitude of financial crimes to assist the management in making effective fraud prevention & remedial measures.
To implement fraud monitoring mechanism for timely identification of suspected fraud transactions that can result in financial losses on acquiring portfolio.
Identify opportunities to improve Anti-Fraud controls and reduce impact / likelihood of Fraud risk.
Assess emerging Fraud risks, including those related to new products or significant processes.
Responsible for data analytics and joint investigation to LEAs particularly with FIA cyber Crime reporting Centers.
Ensure timely reporting of Fraud related reports to SBP on Monthly, Quarterly and on requirement basis with in stipulated time.

Monitoring & control the Transactions and take the necessary action to control s the Transnational Threats and Fraudster Activities / trends by using Forensic Tools.

Providing consultancy services based on Threat Analysis, Risk Assessment, and Risk Management for security/counter terrorism systems & services to a variety of customers.