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Harpreet Kaur, Sr. Financial Analyst

Harpreet Kaur

Sr. Financial Analyst·Hadaya Al Khaleej Tr. SP.LLC

United Arab Emirates

Master's degree, Finance

Work experience

Total years of experience: 13 years, 3 months

Sr. Financial Analyst

November 2023 - Present

Hadaya Al Khaleej Tr. SP.LLC

Dubai, United Arab Emirates

November 2023 - Present

• Directed comprehensive budgeting and financial planning initiatives, resulting in a significant reduction in operational costs.
• Supervised in-depth financial performance analysis, enhancing the accuracy of reporting and insights.
• Managed general ledger reconciliation processes, ensuring full compliance with regulatory standards and best practices.
• Led efficient month-end and year-end financial closures, streamlining processes to save valuable time.
• Conducted thorough risk assessments, effectively mitigating potential financial risks and safeguarding assets.
• Optimized financial reporting systems, driving improvements in operational efficiency and data accessibility.
• Collaborated with auditors to ensure transparency and integrity in financial operations and reporting.
Company industry:
Trading & Commodity Trading
Job role:
Finance and Investment

Financial Service Representative

August 2018 - October 2022

CIBC,

Coquitlam, Canada

August 2018 - October 2022

• Directed comprehensive financial management, focusing on budgeting and forecasting to boost accuracy by 15%.
• Ensured strict compliance with financial regulations, achieving 100% adherence to established policies.
• Streamlined payroll processes, successfully reducing errors by 20%.
• Enhanced operational efficiency by 25% through the optimization of ERP systems.
• Analyzed investment opportunities, resulting in a 10% increase in portfolio returns.
• Managed debt financing strategies, effectively lowering interest costs by 5%.
• Delivered financial support for real estate projects, ensuring timely completion and alignment with financial goals.
Company industry:
Banking
Job role:
Accounting and Auditing

Sr. Financial Analyst

December 2015 - July 2018

Brar Land Transport by Heavy Trucks LLC.,

Dubai, United Arab Emirates

December 2015 - July 2018

• Led financial operations to enhance profitability and optimize cash flow, directly supporting strategic growth objectives.
• Oversaw essential financial functions, including corporate accounting, regulatory compliance, and in-depth financial reporting.
• Created and managed precise budgets and forecasts, ensuring they align with the organization's financial goals.
• Conducted thorough analyses of financial data, delivering actionable insights and comprehensive financial statements to senior leadership for informed decision-making.
• Collaborated with cross-functional teams to drive operational efficiency and support investment strategies.
• Implemented best practices in financial management to enhance overall organizational performance.
Company industry:
Motor Vehicle Passenger Transport
Job role:
Finance and Investment

Sr. Financial Analyst & Relationship Officer

July 2012 - November 2015

Century Financial Brokers LLC

Dubai, United Arab Emirates

July 2012 - November 2015

• Leveraged advanced fundamental and technical analysis to optimize investment strategies, enhancing portfolio performance and risk management practices.
• Created comprehensive, data-driven financial models, including P&L, cash flow, and balance sheet projections, to support accurate financial forecasting and performance tracking.
• Partnered with cross-functional teams to define and implement key performance indicators (KPIs), driving revenue growth and operational efficiency.
• Conducted in-depth market research and analysis to inform investment decisions, contributing to improved financial outcomes.
• Streamlined financial reporting processes, ensuring timely and accurate dissemination of financial information to stakeholders.
Company industry:
Financial Services
Job role:
Finance and Investment

Intern - Financial Analayst

April 2010 - July 2010

Al Wasl Financial Brokerage

Dubai, United Arab Emirates

April 2010 - July 2010

Company industry:
Financial Services
Job role:
Finance and Investment

Education

Canadian university Of Dubai

March 2015

March 2015

Master's degree, Finance

United Arab Emirates

GPA (point): 3.92 out of 4

GPA (point): 3.92 out of 4

University of Wollongong Dubai

April 2011

April 2011

Bachelor's degree, Finance

United Arab Emirates

GPA (point): 3.90 out of 4

GPA (point): 3.90 out of 4

Skills

Budgeting
Expert
Budgeting
Expert
Cost Allocation
Expert
Cost Allocation
Expert
Accounting and Finance
Expert
Accounting and Finance
Expert
Forecasting
Expert
Forecasting
Expert
Financial Planning
Expert
Financial Planning
Expert
Budgeting & Cost Control
Expert
Budgeting & Cost Control
Expert
Accounting Policies/Procedures
Expert
Accounting Policies/Procedures
Expert
BUSINESS PROCESS IMPROVEMENT
Intermediate
BUSINESS PROCESS IMPROVEMENT
Intermediate
Accounts Reconciliation
Expert
Accounts Reconciliation
Expert
Financial Analysis & Reporting
Expert
Financial Analysis & Reporting
Expert
Auditing & Taxation
Expert
Auditing & Taxation
Expert
Team Building and Leadership
Expert
Team Building and Leadership
Expert
OPERATIONS
Intermediate
OPERATIONS
Intermediate
PRICING STRATEGIES
Intermediate
PRICING STRATEGIES
Intermediate
STRATEGIC PLANNING
Intermediate
STRATEGIC PLANNING
Intermediate
ENTERPRISE RESOURCE PLANNING
Intermediate
ENTERPRISE RESOURCE PLANNING
Intermediate
CONSULTING
Intermediate
CONSULTING
Intermediate
COMPOSITE MATERIALS
Intermediate
COMPOSITE MATERIALS
Intermediate
GROSS MARGIN
Intermediate
GROSS MARGIN
Intermediate
FINANCIAL MODELING
Intermediate
FINANCIAL MODELING
Intermediate
OPERATIONAL EFFICIENCY
Intermediate
OPERATIONAL EFFICIENCY
Intermediate
REGULATORY COMPLIANCE
Intermediate
REGULATORY COMPLIANCE
Intermediate
BUDGET DEVELOPMENT
Intermediate
BUDGET DEVELOPMENT
Intermediate
Fund Management
Expert
Fund Management
Expert
Cash Flow Management
Expert
Cash Flow Management
Expert
Statutory Compliance
Expert
Statutory Compliance
Expert
Budgeting
Expert
Budgeting
Expert
Cost Allocation
Expert
Cost Allocation
Expert
Accounting and Finance
Expert
Accounting and Finance
Expert
Forecasting
Expert
Forecasting
Expert
Financial Planning
Expert
Financial Planning
Expert

Social profiles

Personal Website
Personal Website
youtube.com/watch?v=X3O5pWZqGeU

Languages

English
Expert
Hindi
Expert
Punjabi
Expert

Training and Certifications

Certifications
Canadian Securities Course | Canadian License for Mutual Funds

Hobbies

  • Running
    Marathon Finisher