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hassan Ismail, Busniess risk officer

hassan Ismail

Busniess risk officer ·Commercial Bank Of Dubai

United Arab Emirates

Bachelor's degree, Accounting

Work experience

Total years of experience: 16 years, 0 months

Busniess risk officer

March 2018 - Present

Commercial Bank Of Dubai

Adh Dhayd, United Arab Emirates

March 2018 - Present

Conducting a quality Review and recommending the newly onborded business accounts, review and allow the FCY.

Maintaining assist portfolio quality & timely review the borrowing accounts.

Conduct a regular clean ups and portfolio monitoring - past dues monitoring.

Handling the preventive restructuring & early warning triggers and take the necessary action timely.

Conducting Due Diligence and Know Your Customer (KYC).

Handling the AML Alerts timely in order to avoid closure of performing accounts

Analyze and conduct a review of all the reports of Early warning and escalate to the management to take the appropriate actions.

Visit clients of specific industries, asses and analyze their current operations to makesure there is no any risk warning triggers.

Review central bank reports and classification status.

Follow up the loan installments repayment & credit card delinquency.

Provide the Recommendation for loan top up application.

Company industry:
Banking
Job role:
Banking

Assistant Relationship Manager

April 2017 - February 2022

Commercial bank of Dubai

Abu Dhabi, United Arab Emirates

April 2017 - February 2022

• Assist in managing a credit portfolio (Risk and Revenue responsibility), solicit & close opportunities so as to meet budgeted revenue within acceptable risk parameters.
• Analyze and conduct a review of all the reports of Early warning and escalate to the management to take the appropriate actions
• Visit customers of specific industries, asses and analyze their current operations.
• Analyze and conduct a review on all the reports to minimize the exceptions such as the expired insurance, mortgage, covenant and documents expiation
• Ensure facilities timely renewed
• Review Current bank reports, RB reports.
• Follow up with the installment payment and loan rescheduling.
• Field visit for companies on regular bases
• Assisting to prepare relationship strategy for each relationship and involve cross functional / line management as and when required to ensure that risk / reward target are met.
• Follow up to ensure ongoing compliance as per approved terms and conditions
• Review and reroute pending transactions with required information
• Review credit maturity profiles so as to ensure due date settlement
• Review client files and ensure they are constantly updated in line with the bank’s internal audit standards
• Handling additional/new tasks or responsibilities assigned by the line Manager.

Company industry:
Banking
Job role:
Banking

Relationship Officer

May 2015 - April 2017

Commercial Bank of Dubai

Abu Dhabi, United Arab Emirates

May 2015 - April 2017

• Provide the facility of Retail Banking products to the companies
• Providing Best Customer services
• Assists and directing the customer about banking offers and business loan offers
• Interaction with customers at the highest levels, corporate selling
• Sales Forecast and Target achievement.
• Handling large number of cases.
• Calling customers on a regular basis.
• Providing administrative support for account managers
• Contacting clients, securing new clients; learning about the work of account managers

Company industry:
Call Centers & Customer Care Outsourcing
Job role:
Sales

Relationship Officer

May 2013 - May 2015

Abu Dhabi Islamic Bank

Abu Dhabi, United Arab Emirates

May 2013 - May 2015

•Providing the facility of Retail Banking products to the companies
• Providing Best Customer services
• Assists and directing the customer about banking offers and business loan offers
• Interaction with customers at the highest levels, corporate selling
• Sales Forecast and Target achievement.
• Handling large number of cases.
• Calling customers on a regular basis.
• Providing administrative support for account managers
• Contacting clients, securing new clients; learning about the work of account managers

Company industry:
Banking
Job role:
Customer Service and Call Center

Deputy Store Manager

September 2012 - March 2013

Vodafone Egypt

Egypt

September 2012 - March 2013

• Providing Best Quality of Customer services
• Handling Customers problems
• Provide Retail products services as Bill payments to the individuals and companies .
• Assists and directing the customer about new offers
• Handling the Stock inventory and pricing
• Reviewing and checking the display items
• Handling Store cash drawers and posting the Day end money
• Sales Forecast and Target achievement.

Company industry:
Retail & Wholesale
Job role:
Support Services

Customer Service Representative

June 2010 - September 2012

Vodafone Egypt

Egypt

June 2010 - September 2012

• Handling the customers inquiry’s and problems and answering for all their questions over the phone
• Following with customers to make sure that the problem is solved
• Give full information about the products, new calling plans and new promotions
• Checking Technical problems for internet and network services and troubleshooting with the customers over the phone for mobile phones, ADSL and USB
• registration for Customer data for new lines

Company industry:
Telecommunications
Job role:
Customer Service and Call Center

Education

cairo university

September 2010

September 2010

Bachelor's degree, Accounting

Egypt

GPA (percentage): 80%

GPA (percentage): 80%

-Qualification of Education is Bachelor of Commerce, Cairo University.

Skills

Customer Service

Expert

Relationship Manager

Expert

Operation

Expert

Risk

Expert

Banking

Expert

Excellent knowledge in computer software & Hardware operation. Excellent knowledge about using computer and Internet. Excellent in using the following programs: MS Word, MS Excel, MS Access, MS Power point.

Expert

Ability to work under pressure

Expert

Collaboration

Expert

teamwork

Expert

Risk assessment

Expert

Customer Service

Expert

Relationship Manager

Expert

Operation

Expert

Risk

Expert

Banking

Expert

Languages

Arabic

Native Speaker

English

Expert

Hobbies and interests

swimming, diving,travel