Senior Credit Analyst
Emirates NBD
Total years of experience :17 years, 1 Months
• Judicious use of the delegated discretionary decision making authority in the approval of all deviations from product policy and credit parameters as per the approved delegated matrix
• Meeting the targeted productivity levels and to ensure adherence to service level agreement (SLA) and turnaround time (TAT)
• Ensure reduction in individual and overall error rates (error rate not to exceed 1% for any month)
• Ensure authenticity of data reported in the daily productivity sheet
• Ensure appropriate level of productivity output to enhance within given resources in times of peak load (month ends, promotions etc...)
• Ensure Quality of detailed credit narrations and to facilitate management approval
• Analyzing and processing cases based on overall consideration of customer's profile, employment status and industry, financial position, existing liabilities, Checking customer's records with Central Bank Report, EMcredit, and Collection & Blacklist to minimize risks associated with customer's integrity, credibility, repayment history and relationship with other banks
• Ensure Contact Point Verification (CPV) is completed
• Dealing with more than 13 banking system
• Coordinating between Mortgage Dept and other parties (central Bank-After sales Team-Dubai land Department and collection Dept)
Find ads for Channel
Coordinate with the advertising agancy the dates of advertising announcements
Prepare monthly reports for the Department of advertising
The sale of insurance products (life insurance - car insurance)
Search, and work methods of insurance suitable for customers and companies
For leading a team of ten salesmen to manage, organize, motivate them and also to spot on them to make sure that they work effectively to achieve the bank target
We care about haw to help the customer to get his service as fast as we can
We care about haw to help the customer to get his service as fast as we can
We suuported visa problem which face our customer and try to solve it by telephone or by change the visa card
I was studying principles of banking operation
I was studying English for two years just in British council which help me to deal with another nonnative speaker
I was studying in faculty of commerce in accounting department