Hina Mustafa

Key Responsibilities:

- Led the development and implementation of financial strategies aligned with corporate goals, enhancing overall financial health and performance.
- Directed budgeting, budgetary controls, and financial reporting to ensure efficient financial management.
- Conducted comprehensive risk assessments, analyzing liabilities and investment opportunities to optimize capital structure and returns.
- Spearheaded the integration of ERP systems, improving operational efficiency, internal controls, and real-time financial visibility.

Accomplishments:

1) Enhanced liquidity by implementing advanced cash flow forecasting and treasury controls, resulting in stronger financial stability.
2) Reduced bank borrowing costs by 42% through strategic debt restructuring and improved lender negotiations.
3) Increased profitability 4x by streamlining financial operations and optimizing overhead expenditures.

company with over 55 sub-offices nationwide, providing services in cash-in-transit, security guards, and ATM cash replenishment.

- Transaction Accuracy & Process Enhancement: Conducted meticulous reconciliation of customer accounts and streamlined financial
transactions, ensuring precise and timely invoicing aligned with SOS, large-scale cash-in-transit & security operations.
- Collections Strategy Execution: Designed and implemented targeted collection strategies for slow-paying customers, significantly boosting
collections performance while maintaining optimal client relations and minimizing uncollectible balances.
- Receivables Optimization & Compliance: Maintained robust accounts receivable records, meticulously managing credits, collections to support seamless cash flow in a fast-paced, high-security service environment.
- Financial Analysis & Performance Reporting: Produced detailed analytical and ratio analyses of receivables performance, delivering
actionable insights to senior management to inform strategic decision-making and maintain financial stability.

- Internal Control Architecture: Designed and implemented comprehensive internal control frameworks tailored to the multifaceted
operations of Orient Group, mitigating risks and ensuring process integrity across electronics, ceramics, and IT divisions.
- Audit Execution & Operational Oversight: Strategically planned and conducted rigorous operational and financial audits, evaluating
adherence to internal policies and identifying areas for improvement to strengthen organizational governance.
- Risk Management & Compliance Assurance: Developed testing methodologies to assess the effectiveness of internal controls and policies,
safeguarding compliance and proactively addressing potential vulnerabilities within the company's diverse business units.
- Financial Insights & Regulatory Alignment: Conducted in-depth financial analyses and compliance reviews, delivering actionable insights
that enhanced financial performance while ensuring strict adherence to regulatory standards and internal benchmarks.

- Strategic Financial Reporting: Compiled and analyzed comprehensive financial statements in accordance with IAS/IFRS standards,
leveraging variance and ratio analyses to guide strategic decisions and benchmark company performance within the textile sector.
- Industry Trend Analysis: Conducted detailed assessments of industry and market trends, evaluating financial metrics to provide data
driven insights that strengthened decision-making and competitive positioning.
- Inventory & Financial Control: Supervised stock valuation and inventory management processes, ensuring precision in financial reporting
and optimizing inventory controls to support operational efficiency.
- Compliance & Financial Management: Recorded leases, loan disbursements, and mark-up expenses in strict compliance with accounting
standards and regulatory frameworks, maintaining the integrity of financial data across all operations.

Significant Audit Assignments: Deloitte is a global professional services firm offering audit, consulting, tax, and advisory services. My role focused on financial audits, risk assessment, and client advisory.
Worked there as a trainee, as it is compulsory to complete articleship from an audit firm to qualify CA (Chartered Accountant), during this training period, I worked at below mentioned clients.

- Banking & Non-Banking Financial Institutions: Bank of Punjab (BOP), National Bank of Pakistan (NBP) & Trust Modaraba Limited
- Manufacturing Concerns: Multan Hide (Leather), Sunrays Textile, Allawasaya Textile, Colony Textile Mills, Prosperity Weaving, Ahmad Hassan
Textile, Fazal Rehman Fabrics Limited, Reliance Commodity (PTV) Ltd, Fatima Energy
- International Audits: Etihad ESCO, Mai Dubai, SGS Limited, Dubai Electricity & Water Authority (DEWA)