Ihab Ramadan El Shemy  ACSI , Key Client Manager

Ihab Ramadan El Shemy ACSI

Key Client Manager

National Bank of Abu Dhabi

Location
Egypt - Cairo
Education
Higher diploma, International Certificate in Wealth Management
Experience
33 years, 9 Months

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Work Experience

Total years of experience :33 years, 9 Months

Key Client Manager at National Bank of Abu Dhabi
  • United Arab Emirates - Abu Dhabi
  • My current job since March 2013

Look after the ultra HNW clients who require a retail /commercial support, and will serve as an enabler of these clients’ needs across the bank to ensure the delivery of preeminent services

Senior Relationship Manager at National Bank of Abu Dhabi
  • United Arab Emirates - Abu Dhabi
  • April 2012 to December 2013

Developing and strengthen the relationship with Government entities by use the considerable and long experience in the development of customer relationships to retain, manage and grow Government Sector accounts. where my relationship pass through different faces from building a deep relation with the director of finance till reaching the high ranking government official and offering a comprehensive range of financial products and services that satisfy all Government requirements with expertise in customizing products to meet the most sensitive aspects of each government entity

Personal Banking Manager at National Bank of Abu Dhabi
  • United Arab Emirates - Abu Dhabi
  • October 2008 to April 2012

Drive relationship, sales and financial planning services for Elite/Gold Elite customers, migrate Elite/Gold Elite customers to higher programs by building their balances with the bank and manage and coach staff and ensure a high level of service and professionalism is displayed by a well-developed and motivated team of Personal Banking assistant

description of normal duties:-

1) Build strong trust-based relationship with existing Elite customers & monitor Elite customers’ balances, avoid their downgrade by reaching out to those with declining balances.
2) Offer Elite customers financial planning services, product sales and superior quality of service & increase the number of Elite customers.
3) Upgrade ‘with potential’ Advantage and Elite customers to higher programs by building their balances with the bank
4) Meet KPI sales and contact policy targets and achieve the annual target & Participate in and potentially lead daily retail sales team meetings.
5) Proactively attract potential Elite customers from within the bank through coordination with branch manager, commercial and corporate department and other senior bank employees.
6) Attract new Elite customers for the bank using personal connections, referrals from other elite customers, etc.
7) Supervise Personal Banking Assistant performance and provide proper coaching and guidance.
8) Manage and coach staff and ensure a high level of service and professionalism is displayed by a well-developed and motivated team of Personal Banking assistant

Senior Personal Credit Officer at National Bank of Abu Dhabi
  • United Arab Emirates - Abu Dhabi
  • December 1996 to October 2008

1) Actively market personal loan products, Cars loan Credit Cards (including overdraft ) to existing and potential customers and cross sell other products/services, and ensure that branch forecast budget for personal installment loans and Cars loans does not fall below targeted figures.

2) Scrutinize customer application & obtain required documents and pass necessary security documentation for lodgment and follow receipt confirmation.

3) Follow up on monthly installments, check regularity of the same and follow customer on pass due report in necessary and handling default payments.

4) Monitor existing Personal Loan, Car loan, and Credit Cards, monitor those in default and report as appropriate.

5) Follow up recovery of debit in case of default via monthly Visa Cards rejected payment.

6) Follow up recovery of debit in case of default via monthly Visa Cards rejected payment.

7) Follow and recover from clients and/or guarantors monthly installments.

8) Prepare periodical reports and returns.

9) Follow up overdrawn (OD) accounts report.

10) Check computer generated reports and ensures correct encoding of new loans such as loan amount repayment tenor interest rate and that all encoded data is strictly as per valid sanction terms.

11) Reply to Manager and Branch Internal Controller, on various queries promptly and efficiently.

12)Supervise and oversee the activities of the personal credit assistants and personal credit officer.

13) Oversee my team and newly joining staff development and training in respect of retail credit products.

14) Authorized all transaction related to credit either for retail or corporate

15) Review of retail credit applications receive from either PCA, PCO, DSF before forward for approval as appropriate based on Credit Policy Manual guidelines and bank procedures.

16) Delegate of branch manager discretionary powers relating to credit facilities during his absence.

Remittance Administrator at Al Ansari Exchange Est. ( Abu Dhabi)
  • United Arab Emirates - Abu Dhabi
  • April 1992 to December 1996

Overall supervision of Remittance to meddle east countries

Accountant at Al Qubati Transport Co. ( Abu Dhabi )
  • United Arab Emirates - Abu Dhabi
  • June 1991 to April 1992

General Accountant

Customer Service at National Bank of Egypt
  • Egypt
  • June 1989 to March 1990

Customer Service Officer

Education

Higher diploma, International Certificate in Wealth Management
  • at Chartered Institute for Securities & Investment,
  • April 2017

very good

Diploma, Awarded, International Introduction to Investment
  • at Chartered Institute for Securities & Investment
  • May 2012

very good

Bachelor's degree, Accountant
  • at Cairo University
  • May 1989

Very good

Specialties & Skills

Portfolio Management
Credit Analyst
Portfolio Management
Deposit Growth
Branch Management
Mortgage Lending
Internal Controls Awareness Program.

Social Profiles

Personal Website
Personal Website

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Languages

English
Expert
Arabic
Expert

Memberships

CISI
  • Member
  • August 2009

Training and Certifications

International Certificate in Wealth Management (Certificate)
Date Attended:
December 2011

Hobbies

  • Wealth Management
    May 2012: Chartered Institute for Securities & Investment, United Kingdom Certification / diploma, International Certificate in Wealth Management