Jad Zgheib

Spearhead mergers and acquisitions (M&A) initiatives in emerging and established markets, ensuring
comprehensive evaluations and seamless coordination with external advisors throughout the due diligence
process.
 Drive acquisition financing efforts by identifying and structuring optimal financing solutions, building models
to analyze scenarios, and presenting proposals to stakeholders.
 Develop, refine, and implement advanced financial models to project financial performance, enabling robust
business strategies for operational growth, market expansion, and risk mitigation.
 Prepare and present in-depth financial proposals tailored to meet the requirements of banks and financial
institutions, with a focus on securing CAPEX and working capital financing.
 Conduct ongoing monitoring and assessment of macroeconomic trends and market-specific indicators,
delivering actionable insights to mitigate risks and capitalize on new market opportunities.
 Design and execute comprehensive market research strategies, delivering detailed reports and
recommendations to guide investment decisions, identify competitive advantages, and optimize resource
allocation.

 Strategically expanded and optimized the organization’s group credit facilities portfolio, negotiating
favorable terms and aligning credit strategies with organizational growth objectives.
 Directed forecasting and management of short- and long-term financing requirements, ensuring liquidity and
financial stability while maximizing returns on investments.
 Cultivated and sustained strong partnerships with financial institutions, leveraging relationships to secure
competitive financing arrangements and enhance organizational access to capital.
 Conducted detailed feasibility studies, financial evaluations, and risk assessments to inform strategic
initiatives, project execution, and market entry decisions.
 Streamlined treasury operations by implementing efficient cash flow management systems, optimizing
working capital, and reducing operational inefficiencies.
Key Achievements:
 Expanded the group credit facilities portfolio with 2 new banks in the United Arab Emirates.

 Supervised group treasury operations across multiple regions, including Africa, Europe, the UAE, and
Lebanon, overseeing activities related to credit facilities, deposits, cash flows, liquidity, and foreign exchange
(FX) exposure.
 Directed and streamlined treasury teams to ensure effective execution of FX transactions, alignment with
forecasted cash flows, and timely fulfillment of financing obligations.
 Conducted risk assessments for operating markets and monitored macroeconomic KPIs.
 Performed investment analysis, including discounted cash flows and feasibility studies.
 Conducted due diligence on banks, facilitated bank account opening and credit facility set up.
Key Achievements:
 Reduced treasury report generation time by 80% through the implementation of automated processes and
efficient reporting tools, significantly improving decision-making efficiency.
 Cultivated and managed strategic relationships with 6 different banks, securing favorable terms, enhancing
financing options, and ensuring smooth operations for banking and financial activities.
 Managed credit facilities amounting to USD 40 million ensuring alignment with organizational goals and
efficient utilization of lines.
 Introduced risk assessment to banking relations and operating markets

 Conducted detailed assessments of credit lines through financial analysis and due diligence on
correspondent banks and financial institutions, ensuring alignment with the bank’s risk appetite and
regulatory requirements.
 Monitored financial institutions’ credit rating and liaised with correspondent banks concerning letters of
credit/guarantee and payments.
Key Achievements:
 Developed an advanced tool to analyze and manage relationships with correspondent banks, focusing on trade
finance, fund transfers, and FX volume concentration, which enhanced bank relationship management and
strengthened risk mitigation within the treasury function.

Conducted thorough due diligence, including financial and non-financial analysis, on credit facility files to
assess the creditworthiness of SME and corporate clients.