CA Jayprakash Pandey

Develop and execute the annual internal audit plan in alignment with organizational objectives.

Conduct risk assessments and identify key control gaps across business processes.

Perform audit fieldwork, including testing, documentation, and evaluation of internal controls.

Collaborate with cross-functional teams to strengthen governance, risk management, and compliance (GRC) practices.

Provide advisory support on process optimization, fraud risk management, and IT/cybersecurity audits.

Present findings to senior management and the Audit Committee, ensuring transparency and accountability.

Evaluating and testing the adequacy of internal controls and making recommendations for improvements.

Monitoring the implementation of audit recommendations and ensuring that corrective actions are taken.

Identify and assess areas of significant business risk and develop audit plans to address these risks.

Strong ability to analyze data, identify trends, and draw meaningful conclusions

• Conducted Process Health Assessment (PHA) of retail loan such as Home, Auto, and unsecured business loan.
• Develop and enhanced PHA Checklist
• Follow Central Operation Performance center (COPC) Matrix for PHA
• Identify the System design / process gaps and same was tracked in Action Taken Report for effective closure

• Perform walkthrough of process and draft Risk Control Matrix (RCM) to perform compliance and substantive testing
• Execute audit programs on the basis of risk-based audit plans and adherence to audit timelines
• Utilize data analytics and techniques to assess financial records, transactions, and operational data for anomalies, irregularities, or potential risks

• Conduct audits and risk assessments for various businesses function such Credit monitoring group, business loan and others business verticals.
• Ensured compliance with laws, regulations and communicated effectively with clients, colleagues, and stakeholders to gather information, clarify queries, and provided updates on audit

• Conducted various bank audits including statutory audits, tax audits, concurrent audits, stock audits, credit audits, revenue audits, IS audits, KYC audits, etc.
• Conducted internal audits for various companies and partnership firms to assess compliance and operational efficiency.
• Prepared financial statements of companies according to Schedule VI, analyzed the applicability of accounting standards, ensured compliance, and finalized accounts.
• Recorded of accounting transaction, bank reconciliations, debtors/creditors reconciliation and finalization of books of accounts of various companies and partnership firms.

• Assisting with tax planning and preparation and E-filling of IT returns for various Corporate and NonCorporate entities
• Compliance related to TDS, VAT and other relevant statutory provisions
• Assist in preparation of replies & documents for Income Tax submissions for Assessment & Scrutiny cases
to Income tax authorities.
• Participated in audits for companies involves examining financial records, verified transactions, assessed
internal controls, and ensured compliance with accounting standards

• Performing a File Audit on mortgage documents like: -Home loan application, Latest 6 months bank statement, Tax returns and others documents as per internal policies and procedures and identify anomalies in the documents and highlights to call center team for further course of action to be taken.
• Setting up the EMS accounts for Insurance and Tax lines in system if there is any deviation identified after obtaining appropriate approvals.