Financial Consultant
Nexus Insurance Brokers LLC
مجموع سنوات الخبرة :22 years, 11 أشهر
Financial planning
Develops base for long-term sources of clients by using referrals, occupational, and special-interest groups to compile lists of prospects.
Approaches potential clients by utilizing mailings and phone solicitation; making presentations to groups at company-sponsored gatherings; speaking publicly to community groups on the subject of financial well-being.
Determines clients' particular needs and financial situations by scheduling fact-finding appointments; determining extent of present coverage and investments; ascertaining long-term goals.
Developes a coordinated protection plan by calculating and quoting rates for immediate coverage action and long-term strategy implementation.
Obtains underwriting approval by completing application for coverage.
Completes coverage by delivering policy; planning future follow-up visits and evaluations of needs.
Provides continuing service by providing direct deposit forms; processing changes in beneficiary and policy loan applications.
Provides death benefits by delivering policy proceeds; reassessing client needs.
Updates job knowledge by participating in educational opportunities; reading professional publications; maintaining personal networks; participating in professional organizations.
Enhances insurance agency reputation by accepting ownership for accomplishing new and different requests; exploring opportunities to add value to job accomplishments.
Understands automobiles by studying characteristics, capabilities, and features; comparing and contrasting competitive models; inspecting automobiles.
Develops buyers by maintaining rapport with previous customers; suggesting trade-ins; meeting prospects at community activities; greeting drop-ins; responding to inquiries; recommending sales campaigns and promotions.
Qualifies buyers by understanding buyer's requirements and interests; matching requirements and interests to various models; building rapport.
Demonstrates automobiles by explaining characteristics, capabilities, and features; taking drives; explaining warranties and services.
Closes sales by overcoming objections; asking for sales; negotiating price; completing sales or purchase contracts; explaining provisions; explaining and offering warranties, services, and financing; collects payment; delivers automobile.
Provides sales management information by completing reports.
Continuous learning on product knowledge and skills.
Provides aftersales service
Gathering information from clients, assessing their insurance needs and risk profile
Building and maintaining business relationships with clients
Research policies from insurance companies to compare features, level of cover and best price
Arrange insurance cover for clients, and submit the details to insurers
Negotiate the best policy terms with insurers
Preparing reports for insurance underwriters
Issue documentation
Collect insurance premiums and process accounts
Advising clients on making claims on their policies
Keeping records
Renewing or amending existing policies for clients
Undertaking general administrative duties
Excellent attention to details
Manage scheduling of meetings and appointments with officers and clients
Monitor timely submission of reports, as well as follow up
Dealing with correspondence, collating information, writing reports, ensuring decisions made are communicated to the relevant people
Answering telephone calls
Typing and word processing
Filing
Organizing and servicing meetings
Prioritizing workloads
Recruiting, training and supervising junior staff
Handling correspondence
Implementing new procedures and administrative systems
Liaising with relevant organizations
Coordinating mail-shots and similar publicity tasks