Jose Luis Fernandez, Consultant

Jose Luis Fernandez

Consultant

Freelance

Location
United Arab Emirates - Abu Dhabi
Education
Master's degree, MBA, Finance
Experience
18 years, 8 Months

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Work Experience

Total years of experience :18 years, 8 Months

Consultant at Freelance
  • United Arab Emirates - Abu Dhabi
  • My current job since January 2021

Financial advisor for a start-up in the F&B business in Abu Dhabi. Responsible for budgeting and 5-year forecasting, cash flows analysis, and investors repayment. Venue scouting and lease negotiation.

CFO at RIF TRUST
  • United Arab Emirates - Dubai
  • My current job since January 2023

Reporting to the CEO and Vice-Chairman with group responsabilities
Margin and profitability calculation with recommendations to the MDs. Presentation to the Board. Start budget process and monthly analysis, cost control. SAP implementation.

Financial Manager at Aldar Marinas - (Aldar Hotel and Hospitality)
  • United Arab Emirates - Abu Dhabi
  • July 2019 to August 2020

Reporting to the Marinas Director and supervising the Admin team (4). Encharge of the revenue
recognition for three marinas, management reporting, budgeting and analysis. Month end closing,
payroll analysis. Following up on debtors and aging.

Finance Manager at Yas Links - (Aldar Hotel and Hospitality)
  • United Arab Emirates - Abu Dhabi
  • June 2017 to June 2019

Reporting to the General Manager, manage the Balance Sheet and Profit and Loss accounts, ensuring accounting principles and corporate policies are met. Month end closing, Financial Analysis and reporting. Responsible for all daily accounting operations (Payables and receivables). Supervise the procurement function. Set up procedures and develop the team. Risk Assessment. Provide accounting and financial expertise to the departments.

Financial Analyst at Destinations of the World
  • United Arab Emirates - Dubai
  • December 2016 to May 2017

Reporting to the Group Finance Director, responsible for Balance Sheet and Profit & Loss Analysis. Month end closing, analysis and reporting. Budget preparation (SGA and COS), and consolidation.

Financial Controller at Cargill
  • Spain
  • January 2007 to July 2013

Reporting to the European Finance Director, within the Bottled Oils Business Unit, overseeing the
activities of a production plant for vegetable oils (100million liters annually - $90M turnover) and
a Joint Venture for olive oils (150million liters annually - $270M turnover).
Provide accurate management accounting information to the Business Unit in Belgium and
financial reporting to the Corporate center. Responsible of the monthly closings, financial analysis
of the results, variances and KPIs. Prepared budget, objectives and forecasts. Analyze and
approve new projects and CAPEX. Check receivables, report and follow up on overdues, and
ensure timely payments. Responsible for the compliance of statutory and corporate policies.
The Retail business will service to the main food distribution groups (Carrefour). Partner with the
sales department, helping with the financial side of proposals, ensuring proper pricing.
The Catering line will provide large and small food chains (McDonalds) with special frying oils. I
will be responsible for approving credit lines and providing financial solutions to the customers.

Financial Analyst at Cargill
  • Spain
  • January 2004 to December 2006

Joined Cargill in the Finance Management Trainee program. As a Financial Analyst, responsible for
5 units, month end closings, budget revision, variance analysis and scorecards.
Reporting and consolidation of the Spanish and Portuguese financial group.
Preparation of the annual accounts.

Junior Associate at General Motors Europe
  • Spain
  • January 2002 to December 2003

Accountant for General Motors Europe outsourcing project (started by Andersen).
Different positions in Accounts Payables, Accounts Receivable, General Ledger, Treasury and Reporting.

Education

Master's degree, MBA, Finance
  • at Instituto de Estudios Bursatiles
  • July 2021
Bachelor's degree, International Business Administration
  • at ICADE, Universidad Pontificia de Comillas, Madrid
  • January 2001

Specialties & Skills

P&L Management
Financial Operations
Budget Management
Financial Analysis
Financial Reporting
ACCOUNTS PAYABLE
ACCOUNTS RECEIVABLE
BUDGETING
FINANCE
FINANCIAL
FINANCIAL ANALYSIS
GENERAL LEDGER
REPORTS
TREASURY

Social Profiles

Personal Website
Personal Website

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Languages

English
Expert
French
Intermediate
Italian
Beginner
Spanish
Expert

Training and Certifications

IFRS (Training)
Training Institute:
PWC Academy
Date Attended:
August 2021
Duration:
72 hours

Hobbies

  • Traveling