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Jovial Jose, Financial Analyst

Jovial Jose

Financial Analyst·Zaal Group,

United Arab Emirates

Bachelor's degree, Finance

Work experience

Total years of experience: 2 years, 9 months

Financial Analyst

February 2023 - April 2025

Zaal Group,

Kerala, India

February 2023 - April 2025

• Assisted in the preparation of monthly, quarterly, and annual financial statements.
• Achieved a 50% improvement in the efficiency of financial report generation by streamlining
data management procedures and utilizing excel modeling techniques.
• Maintained and updated financial databases and spreadsheets.
• Performed preliminary analytical review and substantive analytical procedures to find any
irregularities in financial data.
• Supported audit processes by gathering necessary documentation and ensuring compliance
with regulatory standards.

Company industry:
Construction & Building
Job role:
Finance and Investment

Finance Trainee

August 2022 - January 2023

Zaal Group,

Kerala, India

August 2022 - January 2023

• Assisted in developing annual budgets and forecasts, identifying cost-saving opportunities,
which resulted in a 7% year-over-year reduction in operational expenses.
• Conducted monthly reconciliations of multiple accounts and bank statements.
• Identified and recommended solutions for improving data entry processes and reconciliation
procedures.

Company industry:
Construction & Building
Job role:
Accounting and Auditing

Education

University of Calicut

April 2020

April 2020

Bachelor's degree, Finance

India

GPA (percentage): 60%

GPA (percentage): 60%

Skills

Microsoft Excel

Expert

Accounting

Expert

IFRS

Expert

Auditing

Expert

Financial Analyst

Expert

Financial Modeling

Expert

Financial Analysis

Expert

Excel

Expert

Microsoft Excel

Expert

Auditing

Expert

Finance

Expert

Accounting

Expert

Languages

English

Expert

Training and Certifications

Certifications
13/13

Hobbies and interests

Cricket