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Kaleemullah SK, Unit Head - Process Excellence & Transformation

Kaleemullah SK

Unit Head - Process Excellence & Transformation·Commercial Bank of Qatar

Qatar

Master's degree, MBA

Work experience

Total years of experience: 20 years, 2 months

Unit Head - Process Excellence & Transformation

February 2019 - Present

Commercial Bank of Qatar

Doha, Qatar

February 2019 - Present

Strategic Objective
o Defined digital strategy and roadmap, outlining key initiatives and milestones to
strengthen business growth and cater to evolving customer demands.
o Collaborated with executive management to harmonize the bank's strategy with
transformation initiatives, crafting a clear roadmap to accomplish strategic goals.
o Managed multiple CX initiatives to oversee bank-wide opportunities across all
touchpoints, encompassing traditional and digital customer interactions.
o Orchestrated a comprehensive overhaul of the Premium Banking team, including
formulating business plans, recruitment, setting targets, incentive plans, and
establishing governance processes, alongside overseeing the renovation of
Premium lounges.
o Oversaw cross-functional teams in executing digital projects, encompassing
website redesigns, mobile app development, and CRM/system integrations.
Digital Transformation
o Spearheaded development and execution of digital transformation strategy,
aligning technology endeavours with business objectives to foster revenue growth
and enrich customer experiences.
o Implemented Agile methodologies to streamline processes, achieving Straight
Through Process (STP) and automating 70% of manual activities.
o Achieved several Lean Process Improvements across operational and customer
service delivery units, enhancing quality and turnaround time.
o Led the development of channel design and functionality to deliver superior client
experience, seamlessly integrating digital and advisory channels.
o Analysed trending customer satisfaction results from various surveys such as NPS,
CSAT, VOC, and Transactional Surveys, conducting root-cause analysis to address
underlying issues.
Process Excellence
o Implemented process improvement disciplines to enhance quality, streamline
delivery, and establish sustainable measurement and daily management systems
for ongoing success.
o Fostered a culture of innovation by promoting collaboration among IT, marketing,
and operations departments, resulting in the successful launch of numerous digital
products and services.
o Advocated for proactive communication, omnichannel experiences and digital
migration, leading to consistently growing adaptation.
o Centralized dispute-handling process to mitigate operational losses & improve
efficiency through end-to-end streamlining

Company industry:
Financial Services
Job role:
Banking

Unit Head – Process Excellence & Transformation

February 2019 - Present

Commercial Bank of Qatar

Doha, Qatar

February 2019 - Present

• Designation: Unit Head - Process Excellence & Transformation, Premium Banking. Strategic Objective o Defined digital strategy and roadmap, outlining key initiatives and milestones to strengthen business growth and cater to evolving customer demands. o Collaborated with executive management to harmonize the banks strategy with transformation initiatives, crafting a clear roadmap to accomplish strategic goals. o Managed multiple CX initiatives to oversee bank-wide opportunities across all touchpoints, encompassing traditional and digital customer interactions. o Orchestrated a comprehensive overhaul of the Premium Banking team, including formulating business plans, recruitment, setting targets, incentive plans, and establishing governance processes, alongside overseeing the renovation of Premium lounges. o Oversaw cross-functional teams in executing digital projects, encompassing website redesigns, mobile app development, and CRM/system integrations. Digital Transformation o Spearheaded development and execution of digital transformation strategy, aligning technology endeavours with business objectives to foster revenue growth and enrich customer experiences. o Implemented Agile methodologies to streamline processes, achieving Straight Through Process (STP) and automating 70% of manual activities. o Achieved several Lean Process Improvements across operational and customer service delivery units, enhancing quality and turnaround time. o Led the development of channel design and functionality to deliver superior client experience, seamlessly integrating digital and advisory channels. o Analysed trending customer satisfaction results from various surveys such as NPS, CSAT, VOC, and Transactional Surveys, conducting root-cause analysis to address underlying issues. Process Excellence o Implemented process improvement disciplines to enhance quality, streamline delivery, and establish sustainable measurement and daily management systems for ongoing success. o Fostered a culture of innovation by promoting collaboration among IT, marketing, and operations departments, resulting in the successful launch of numerous digital products and services. o Advocated for proactive communication, omnichannel experiences and digital migration, leading to consistently growing adaptation. o Centralized dispute-handling process to mitigate operational losses & improve efficiency through end-to-end streamlining.

Company industry:
Banking

Senior Manager – Customer Insight & Demand Management

February 2019 - February 2023

Commercial Bank of Qatar

Doha, Qatar

February 2019 - February 2023

o Established Fraud Control Hotline integrated with card blocking function to promptly report and prevent fraud. o Implemented Pay Card phone banking service utilized by over 500K+ end users. o Developed monthly scorecards featuring quantifiable metrics that seamlessly transition to bi-annual KPIs. o Orchestrated the cross-selling of 73 million QAR in 2022, achieving significant revenue growth. o Spearheaded migration of Paper Statements to E-Statements, resulting in an average annual cost savings of QAR 949, 000. o Implemented automation for Travel Plan Updates via Telephone Banking which saved QAR 540, 000 annually. o Introduced Cards PIN via Telephone Banking to eliminate paper, resulting in annual cost save of QAR 1.7 million.
• --------------------------------------------------------------------------------------------------------------------------------

Company industry:
Banking

Quality Manager – Quality Control & Enhancements

March 2018 - January 2019

Ooredoo Qatar - (Starlink)

Doha, Qatar

March 2018 - January 2019

Roles & Responsibilities:

o Managed Quality Control & Enhancement team responsible for Digital Transformation, Global Delivery and
Enhancement of various Products and Services across Ooredoo.
o Supporting Product Managers and Process Owners to succeed in exceeding their business outcomes by creating
transformational value with end-to-end Telecom Business Process Services support across offerings.
o Creating customer Journeys across various product & services to evaluate Time, Efforts, Cost and Results yielded and
further propose enhancements.
o Transforming and promoting Digital Capabilities across various products and services.

Key Achievements:

o Overall revenue save of 56 million QAR for 2018.
o Migrated 99.99 % customers from Paper Bills to E-Bill saving more than 5.5 MN QAR annually.
o Implemented process to control Top 5 refund categories which in-turn reduced 80% refunds and estimated savings 31
MN QAR annually.
o Migrated Mobile broadband customers to higher tariff since they were obtaining equal service but on lower tariffs that
increased incremental revenue to 18MN QAR annually.
o Initiated WhatsApp Customer Service Channel to increase easy and convenient service and enhance productivity

Company industry:
Telecommunications
Job role:
Quality Control

Quality Manager – Quality Control & Enhancements

March 2018 - January 2019

Ooredoo Qatar

Doha, Qatar

March 2018 - January 2019

Designation: Quality Manager - Quality Control & Enhancements - From: Mar 2018 - To: Jan 2019 Roles & Responsibilities: o Established Quality Control & Enhancement team tasked with overseeing Digital Transformation, Global Delivery, and Enhancement of diverse Products and Services within Ooredoo. o Assisting Product Managers and Process Owners in surpassing their business objectives by generating transformative value through end-to-end Telecom Business Process Services support across various offerings. o Crafting customer journeys across diverse products and services to assess Time, Effort, Cost, and the resultant outcomes. o Driving the transformation and propagation of Digital Capabilities across an array of products and services. Key Achievements: o Achieved overall revenue savings of 56 million QAR for the fiscal year 2018. o Successfully migrated 99% of customers from Paper Bills to E-Bills, resulting in annual save exceeding 5.5 million QAR. o Implemented process to manage top 80% of refunds, leading to estimated annual save of 31 million QAR. o Strategically migrated Mobile broadband plans to higher tariffs, generating revenue increment of 18 million QAR annually. o Pioneered implementation of a WhatsApp Customer Service to enhance service convenience and productivity.
• -------------------------------------------------------------------------------------------------------------------------------------

Company industry:
Telecommunications

Deputy Manager / Assistant Manager

April 2011 - February 2018

Commercial Bank of Qatar (TCS)

Doha, Qatar

April 2011 - February 2018

o Managed a team handling multiple Customer Service channels such as Contact Centre, Social Media, Email and Complaints division.
o Initiated & supported strategic development and promoting alternate banking channels like SMS, Mobile, Telephone,
Internet banking and other e-channels.
o Designed and automated complete Telephone Banking Service for Commercial bank.
o Coordinate and led multiple projects with IT and Vendor to ensure Customer Service delivery.
o Managed contractors and vendors to complete planned projects and deliver products on time.
o Ensured complete coordination with internal and external stakeholders to deliver assigned tasks.
o Ensuring delivery and adherence of (SLA) Service Level Agreement across various parameters of business.
o Tracking operational targets to enhance associate productivity and KPI’s.
o SPOC for several internal and external audits and Operation Risk Management meetings.
o Maintaining repository for status reports, work plans, proposals, change requests, etc.
o Preparing and Presenting Daily, Weekly & Monthly reports and presentations for Regular Business Reviews.

Company industry:
Banking
Job role:
Management

Assistant Manager – Contact Centre / Customer Service

April 2011 - February 2018

Commercial Bank of Qatar (TCS)

Doha, Qatar

April 2011 - February 2018

Designation: Assistant Manager - Contact Centre / Customer Service - From: Apr 2011- To: Feb 2018 o Implemented comprehensive governance frameworks for outsourced business relationships including Service level agreements (SLAs), Performance metrics and risk mitigation controls. o Established various service lines within Contact Centre, including Inbound IVR, Merchant Services, PayCard, & HR Hotline. o Oversaw a team responsible for managing Customer Service channels, including the Contact Centre, social media platforms, Email, and the Complaints division. o Spearheaded strategic development and promotion of alternative banking channels such as SMS, Mobile, Telephone, Internet banking, and other e-channels. o Coordinated and supervised multiple projects involving collaboration with IT and vendors to ensure efficient Customer Service delivery. o Ensured delivery and adherence of Service Level Agreements (SLAs) across various business parameters. o Acted as Single Point of Contact (SPOC) for numerous internal and external audits, as well as Operation Risk Management.
• -------------------------------------------------------------------------------------------------------------------------------------

Company industry:
Banking

Assistant Partner-Team Manager

October 2008 - April 2011

EMRI

Chennai, India

October 2008 - April 2011

Actively involved on process re-engineering to pioneer the service provided to clients.
o Managing budgeting and forecasting across various states and presenting the same to respective state governments.
o Constantly monitoring PO’s and payments flows across the section.
o Responsible for planning and implementation of process migration across various states.
o Presenting incident reports to internal and external clients.
o Ensuring resolution for all the issues escalated by various means.
o Auditing performance of all the associates by various sampling techniques.
o Ensuring adherence of Service Level Agreement by closely monitoring agents performance.
o Sharing value adds for process improvements.
o Ensuring the conclusion of projects with complete ownership before the deadlines.
o Preparing various reports for regular Business Review Meetings.
o Analyzing staffing requirements based on the historical reports.
o Motivating the team towards the achievement of organizational objectives and goals.
o Ensuring growth of team associates both personally and professionally.

Company industry:
Call Centers & Customer Care Outsourcing
Job role:
Management

Assistant Partner / Team Leader

October 2008 - April 2011

EMRI – Emergency Management & Research Institute.

Chennai, India

October 2008 - April 2011

Designation: Assistant Partner / Team Leader - From: Oct 2008 - To: Apr 2011 o Actively involved on process re-engineering to pioneer the service provided to clients. o Handled Inbound and Outbound team for multiple geographies
• --------------------------------------------------------------------------------------------------------------------------------------

Company industry:
Other Healthcare Services

Acting Team Leader

April 2006 - October 2008

HCL Technologies BPO Services Limited

Chennai, India

April 2006 - October 2008

Joined HCL as Customer Support Advisor and got promoted as Mentor/Floor Coach and worked as Acting Team Leader and handled a team of 16 advisors.
o Worked with British Telecommunications (BT) for their Accounts / Order management & Customer Support operations.
o Worked with Various departments like Training, Operations, Email Support, Quality & Work Force Management.
o Undergone Sixsigma Green Belt Project.
o Have completed training for several aspects in terms of Process and client requirements.

Company industry:
Call Centers & Customer Care Outsourcing
Job role:
Management

Acting Team Leader

April 2006 - October 2008

HCL – British Telecommunications (BT).

Chennai, India

April 2006 - October 2008

Designation: Acting Team Leader - From: Apr 2006 - To: Oct 2008 o Worked as Technical Support Advisor and got promoted as Mentor/Floor Coach and Acting Team Leader. o Handled B2B, Line Faults, Accounts/Order management & Tech-Support for British Telecommunications (BT).

Company industry:
Telecommunications

Education

Business Mgmt.

June 2016

June 2016

Master's degree, MBA

India

School of Business Administration

April 2005

April 2005

Bachelor's degree, B.Sc. – Bio-Chemistry

India

Skills

Team Management
Expert
Team Management
Expert
Business Process Lead
Expert
Business Process Lead
Expert
Banking
Expert
Banking
Expert
Customer Service
Expert
Customer Service
Expert
Managerial Experience
Expert
Managerial Experience
Expert
Innovation
Expert
Innovation
Expert
Transformation
Expert
Transformation
Expert
Strategic Planning
Expert
Strategic Planning
Expert
Artificial Intelligence
Intermediate
Artificial Intelligence
Intermediate
Machine Learning
Intermediate
Machine Learning
Intermediate
Data Science
Intermediate
Data Science
Intermediate
Program Management
Expert
Program Management
Expert
Growth Expert
Expert
Growth Expert
Expert
Process Improvement
Expert
Process Improvement
Expert
Performance Management
Expert
Performance Management
Expert
Quality & Cost Control
Expert
Quality & Cost Control
Expert
MANAGEMENT
Expert
MANAGEMENT
Expert
CUSTOMER SERVICE
Expert
CUSTOMER SERVICE
Expert
GOVERNANCE
Expert
GOVERNANCE
Expert
CONTACT CENTRE (BUSINESS)
Expert
CONTACT CENTRE (BUSINESS)
Expert
RISK MITIGATION
Expert
RISK MITIGATION
Expert
SERVICE DELIVERY
Expert
SERVICE DELIVERY
Expert
Banking
Expert
Banking
Expert
Customer Service
Expert
Customer Service
Expert
Management
Expert
Management
Expert
Customer Experience
Expert
Customer Experience
Expert
Team Management
Expert
Team Management
Expert
Business Process Lead
Expert
Business Process Lead
Expert
Managerial Experience
Expert
Managerial Experience
Expert

Languages

English

Expert

Hindi

Expert

Urdu

Expert

Tamil

Expert

Arabic

Beginner

Memberships

RAIL MARG A PROGRESSIVE INDIA WELFARE ORGANISATION

Member

January 2011

Training and Certifications

Certifications
Business Management – London School of Business Administration
Aug 2024
Exercising Leadership & Data Science: Machine Learning, Harvardx
May 2024
CXTP - Customer Experience Transformation Program
Feb 2021
CPD - Continuous professional Development
May 2021
CPMP - Certified Performance Management Professional
Aug 2021
Six Sigma - Black Belt Certified
May 2021
PMP® - Project Management Professional
Oct 2021