Credit Analyst
liwwa
Total years of experience :5 years, 7 Months
● Assessment and Underwriting:
➢ Cross-checking the provided information and verifying it by assessing provided data, and doing a
fiscal visit if needed.
➢ Performing credit review and risk assessment analysis using quantitative and qualitative approaches,
such as interpreting financial and cash flow statements, perform financial ratio analysis.
➢ Preparing a credit report and being part of the credit committee meetings.
● Support on Origination:
➢ Communicating with customers by making and receiving outbound and inbound calls, and handling
customers queries on different channels and platforms.
➢ Assessing new leads upon liwwa’s Eligibility and Application requirements, by using a set of tools to
analyze and provide an initial assessment for the borrower's creditworthiness.
● Support on Post-Approval:
➢ Sending approval emails and communicating with clients about their approved loans.
➢ Conducting due diligence and preparing contracts.
➢ Conducting the signing of clients.
➢ Handling collection calls and tracking late payments.
➢ Preparing all operational letters.
➢ Proactively managing early alert reporting on delinquent accounts with appropriate risk mitigation
strategies.
➢ Analyze the credit Portfolio of the bank to make sure that it's complying to the bank policy and CBE regulations
➢ Provide periodic reports whether to CBE or internally used
➢ Coordinate with the CBE about the required reports
➢ The reports include the acknowledgments of the Institutions which have credit facilities from the bank
➢ Measure the concentration risk in the countries, industries, segments, or in the institutions and their affiliates.
In the assessment department at EBI, we provide Assessment services for Hiring,
promotions, or development. We divide each project into 3 phases:
➢ Phase 1: the preparation phase which contains attending meetings with the bank and preparing
proposals for the assessment process whether through exams or personal assessment sessions.
➢ Phase 2: is the execution of the assessment process and the supervision on it.
➢ Phase 3: is finalizing it by providing the results and the analysis of the exams, or the feedback
sessions of the personal assessment sessions.
Implemented Projects: Banque Misr promotions, NBE promotions, Banque Du Caire hiring, Agricultural Bank
of Egypt hiring and promotions, Nasser Social Bank hiring, Alex Bank hiring and promotions, Housing and
Development Bank hiring, The United Bank hiring