KEDAR JOSHI

• Led the business analysis function for large-scale initiatives within corporate banking operations, ensuring alignment with organizational goals and regulatory requirements through structured planning, governance, and stakeholder collaboration.
• Facilitated project initiation by conducting detailed requirements gathering workshops, created and maintained a Requirements Traceability Matrix (RTM) to ensure business needs were accurately captured and tracked throughout the lifecycle.
• Played a central role in backlog grooming and sprint planning activities by translating business needs into clear, actionable epics and user stories ensuring consistent prioritization based on business impact and regulatory urgency.
• Partnered with cross-functional teams Technology, Compliance, Finance, Operations, Product and IT Vendor to support all phases of the Software Development Life Cycle (SDLC), from requirements analysis through design, development, UAT testing and deployment.
• Facilitated the definition and documentation of business and functional requirements for Proof of Concept (PoC) initiatives on new tech stacks, working closely with stakeholders to validate solution feasibility, assess potential ROI and support early-stage decision-making.
• Ensured effective scope management and stakeholder communication by continuously aligning deliverables with business expectations.
• Managed User Acceptance Testing (UAT) processes by defining test scenarios, validating functional outputs, and conducting regression testing to ensure solutions met quality and compliance standards prior to release.
• Provided post-production support and facilitated Closed User Group (CUG) testing to validate system performance in a controlled environment prior to full-scale rollout; conducted end-user training sessions and developed user manuals to ensure smooth adoption.

Facilitated end-to-end implementation of Robotic Process Automation (RPA) solutions, supporting feasibility analysis, planning, scheduling and documentation of functional and non-functional requirements.
• Partnered with stakeholders to gather and validate automation requirements, facilitated regular status meetings, and ensured transparency in progress reporting and issue resolution.
• Worked closely with IT, operations and external vendors to identify and evaluate automation opportunities, assessing process suitability and prioritizing use cases based on business value, ROI and technical feasibility.
• Defined functional requirements with AS IS and TO BE process flows and contributed to solution design for scalable, efficient RPA workflows aligned with process improvement goals.
• Documented change requests and contributed to exception handling, logging and recovery procedures to enhance automation reliability and performance.
• Supported tool evaluation and vendor coordination (e.g., UiPath, I-Bridge), ensuring alignment with business needs, licensing compliance.
• Monitored automation performance post-deployment, measured ROI, and prepared reports on value realization to ensure alignment with strategic objectives and continuous improvement.

Primary liaison between business stakeholders and technology teams to gather, analyse, and prioritize business and functional requirements for new product development and change initiatives within the banking domain, primarily using the Waterfall methodology.
• Prepared comprehensive documentation including Business Requirement Documents (BRDs), Functional Specifications, developed supporting artifacts such as process flow diagrams, use cases and TO-BE models to guide solution design and development.
Supported User Acceptance Testing (UAT) by ensuring test cases were traceable to requirements, coordinating validation activities, and working with QA teams to confirm system functionality and performance.
• Facilitated user training and contributed to the development of training materials and user guides to support seamless system adoption; captured and incorporated user feedback for continuous enhancement.
• Managed scope changes and maintained proactive communication with stakeholders to ensure on-time delivery and adherence to project budgets and objectives.
• Played a key role in the successful delivery of critical banking systems including Corporate Loan Origination, Transaction Monitoring, and Document Management, contributing to operational efficiency and regulatory compliance.

• Conducted comprehensive requirement-gathering sessions and defined project scope to document clear, actionable business requirements for automating and streamlining processes within retail asset operations.
• Acted as a key liaison in Waterfall-driven environments, ensuring effective communication between business and technical teams and that solutions were delivered within agreed scope, timelines, and budgets.
• Created detailed Business Requirement Documents (BRDs) and Functional Specifications, enabling clarity across stakeholders and development teams.
• Designed test strategies and managed test execution phases, including User Acceptance Testing (UAT), to validate that the developed solutions met functional and business expectations.
• Oversaw change request management by evaluating impacts, updating documentation, and maintaining alignment with project goals while ensuring transparency with all stakeholders.
• Prepared end-user documentation and training materials; conducted training workshops to support smooth adoption of newly implemented systems.
• Played a critical role in launching a quick disbursement process for retail loans, contributing to an 80% reduction in turnaround time (TAT) and significantly improving customer service levels.
• Led initiatives to optimize existing business processes, enhance operational efficiency, and maintain strong stakeholder engagement throughout the project lifecycle.