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Khaled Al Ahmed, Finance & Commercial Business Director

Khaled Al Ahmed

Finance & Commercial Business Director ·Al Ryum Group of Companies - ARC

United Arab Emirates

Bachelor's degree, Accounting Major and Business Management Minor

Work experience

Total years of experience: 25 years, 0 months

Finance & Commercial Business Director

May 2021 - Present

Al Ryum Group of Companies - ARC

Abu Dhabi, United Arab Emirates

May 2021 - Present

UAE, Qatar & KSA |
Industry: Infrastructure, landscaping, construction and contracting commercial field services.

• Lead finance and treasury functions across multi-country operations, ensuring disciplined financial operations, cash visibility and strong control over funds.

• Design, monitor and improve KPIs covering financial performance, operational efficiency, project profitability
and working capital.

• Built, enhanced and oversee finance policies, COA, IFRS/IAS-aligned reporting and monthly management
reporting packs.

• Coordinate with planning and commercial teams to validate and Controlling PMV%, CTC values and POC%.

• Managed (A/R) follow-up activities by coordinating with clients and enforcing collection discipline to control
(ACP), safeguard cash flow, and minimizing financial exposure.

• Oversaw VAT and corporate tax compliance, coordinated external audits, supported ICV certification &
government classifications requirements, and managed FOL banking facilities.

• Partnered with estimation, commercial, planning, operations and procurement teams on business plans,
forecasts, budgets.

• Led ERP implementation and reporting improvements to strengthen accuracy, control and management
visibility.

• Review and align payment terms with nominated and major contractors, suppliers, and subcontractors in
accordance with approved cash flow projections, while ensuring appropriate management of commercial risk.

Company industry:
Construction & Building
Job role:
Accounting and Auditing

Senior Finance Manager

May 2018 - April 2021

V. VIP Office - ZPO

Abu Dhabi, United Arab Emirates

May 2018 - April 2021

UAE, Spain, Morocco & Pakistan |

Industry: Real estate and asset management, hospitality, maintenance, livestock, agriculture and
manufacturing.
• Managed finance operations for a diversified business portfolio across multiple geographies and sectors.

• Supported senior management with budgeting, cash flow planning, financial reporting, asset evaluation and business performance analysis.

• Strengthened accounting controls, reporting discipline, audit readiness and compliance across operating
units.

Company industry:
Real Estate
Job role:
Accounting and Auditing

Finance Manager

June 2016 - April 2018

Reem Capital Contracting LLC - RCC / RMB Group

Dubai, United Arab Emirates

June 2016 - April 2018

UAE |

Industry: Construction and contracting commercial field services.
• Managed finance, reporting and cost-control activities for construction and contracting operations.

• Reviewed project profitability, Profit & Cost allocations, procurement commitments, cash flow forecasts and
payment obligations.

• Coordinated with commercial and operations teams to improve financial visibility and control over project
execution.

Company industry:
Construction & Building
Job role:
Accounting and Auditing

Finance Manager

December 2010 - May 2016

National Holding and Almojil LLC - NHM

Abu Dhabi, United Arab Emirates

December 2010 - May 2016

UAE & KSA |
Industry: Construction, contracting and oil & gas field services.

• Managed finance activities for a UAE-KSA joint venture between National Holding LLC and Mohammad Al
Mojil Group.

• Controlled reporting, project finance, cash flow, banking facilities-FOL, contractor payments and commercial
finance requirements.

• Worked closely with auditors and operational teams on financial governance, risk control and management
reporting.

Company industry:
Construction & Building
Job role:
Accounting and Auditing

Senior Accounting

November 2007 - November 2010

Noor Capital P.S.C

Dubai, United Arab Emirates

November 2007 - November 2010

UAE |
Industry: Investment and diversified subsidiaries.

• Handled accounting and consolidation financial reporting for investment-related subsidiaries including
financial services, real estate, hospitality, education and Islamic finance entities.

• Prepared trial balance, P&L, balance sheet, cash-flow reports, reconciliations and audit support schedules.

• Supported financial controls, intercompany reporting and monthly closing activities.

Company industry:
Investment, Securities & Funds
Job role:
Accounting and Auditing

Public Accountant

June 2001 - October 2007

Al Dhafra Insurance Company P.S.C

Abu Dhabi, United Arab Emirates

June 2001 - October 2007

UAE |
Industry: General insurance services.
• Managed accounting support for financial settlements, claims documentation and insurance-related
reconciliations.
• Supported underwriting and claims DEPT. with accurate financial records, settlement tracking and
documentation control.
• Built a strong foundation in insurance accounting, claims processes & reserves, client service and regulatory
documentation.

Company industry:
Insurance & TPA
Job role:
Accounting and Auditing

Education

An-Najah National University

June 2000

June 2000

Bachelor's degree, Accounting Major and Business Management Minor

Palestine

GPA (rating): Good

GPA (rating): Good

Skills

CONSTRUCTION
Expert
CONSTRUCTION
Expert
MANAGEMENT
Expert
MANAGEMENT
Expert
ACCOUNTING
Expert
ACCOUNTING
Expert
MFG/PRO (ERP)
Expert
MFG/PRO (ERP)
Expert
PURCHASING
Expert
PURCHASING
Expert
GENERAL INSURANCE
Expert
GENERAL INSURANCE
Expert
AUDITING
Expert
AUDITING
Expert
RISK MANAGEMENT
Expert
RISK MANAGEMENT
Expert
TREASURY
Expert
TREASURY
Expert
UNDERWRITING
Expert
UNDERWRITING
Expert
Financial Analysis
Expert
Financial Analysis
Expert
Finance
Expert
Finance
Expert
Financial Management
Expert
Financial Management
Expert
Budgeting
Expert
Budgeting
Expert
Financial Reporting
Expert
Financial Reporting
Expert

Languages

Arabic

Expert

English

Expert

Memberships

International Chartered Financial Consultant Institute (IFC),USA & Canada

Certified Financial Consultant (CFC)

February 2010

Hobbies and interests

Professional Development & Continuous Learning

Regularly participate in professional training and self-development activities. Strong interest in learning new technologies, improving communication skills, and staying updated with industry trends. Recognized for reliability, teamwork, and a commitment to personal and professional growth.