Compliance supervisor AML & EDD & Regulatory
Dubai Islamic Bank
Total years of experience :17 years, 0 Months
Responsible for developing, implementing Compliance Management Program, organizes and controls the Bank's day-to-day AML transaction monitoring and operational compliance activities
•Co-ordinate all Compliance and AML activities across the business to ensure they complies with all relevant regulations and internal policies
•To manage a risk based Compliance monitoring program covering all of the businesses
•Carry out the role of Money Laundering Reporting Officer and ensure that MLR and Suspicious Transaction Monitoring procedures and protocols are adhered to
•Investigate transaction alerts and make decisions on the dispensation of the alerts
•Providing FATCA guidance, advice and support to business units and subsidiaries.
•Conduct the controls testing for the FATCA policies and procedures.
•Conducting Operational Risk Control Assessment workshop in different units of the Bank.
•Conducting Risk Control Self Assessment - Control testing in all the Branches/Units within the Consumer banking to test the efficiency of existing key controls and for the identification of new risk.
•Implement RCSA process and ensure regular reviews are done as per the plan.
•Conducting control testing for All investment products (IPO, Bond, SUKUK, Funds, ETFs SIPs ) as well as Bank assurance applications and highlighting suspicious cases sourced by Front end.
•Setup and monitor Key risk indicators (KRI).
•Uploading (RCSA results, KRI, loss data) on SUNGARD financial system.
•Support bank in adhering and maintaining compliance with operational risk regulatory requirement and in effectively managing Operational risk.
•Reporting any suspicious cases observed to Senior Management
•Timely Collection of loss data to ensure accurate and reliable reporting of loss data.
•Carry out control testing as per plan and ensure timely submission of results to Management.
•Develop and implement detailed procedures for assigned components of the ORM framework
•Ensure satisfactory audit rating.
•Achieving the sales target of accounts, Loans, CC and fixed deposits
•Checking the customer document as well as KYC forms
•Reporting to the BDM about the daily sales target
•Following up customer's applications and approvals and resubmit the declines.
•approaching the new products with the new offers and handling the promotions especially with the customers of TML companies and
•opening new market by listing companies With good profile
•Managing the relationship with the listed companies and providing excellent service after sales .
•Reviewing the applications before sending to the concern Dep.
Achievements
•Listed companies to the bank and opened the highest number of accounts, credit cards and personal loans at those companies
•Promoted from sales executive to CRO for doing high average of sales target for six month continuously
•Achieved the highest number of cross sell all over my unit in one month
Achieving the sales targets and Efficient stock control
Communicate the sales plan to team Members and ensure targets are achieved
Ensure accuracy and proper functioning of weighing scales, calculators, diamond tester, And all other equipments
Ensure all customer are attended & customer requirements and aspirations understood
Ensure discounts are given as per established polices
Check booking done by customers and cancel and update
Maintain all petty cash expenses of the shop as per finance depts.
Prepare & submit sales reports as required by the area sales manger
Continuously monitor of gold rates
Monitor the repair order register, order book is follow up for timely delivery
Carry out inspection of all jewelers on display or kept in the back-up stock and identify Separate and sort all product