Khalid العجيل

- Leading a team of 3 Relationship Managers, 1 Assistant Relationship Manager and 1 Corporate Officer.
- Achieving on average SR 350 million new term loans p.a. (loans between SR 6 million and SR 100 million).
- Ensuring effective plans sourcing new customers (Corporate & High NetWorth) where each RM needs to acquire 3 new clients.
- Developing loan structures with lucrative prices to maximize the profitability within the risks defiend.
- Permenant gust member in the Credit Management Committee.
- Contributing in the development of the corporate group strategy.
- Providing inputs and supports the prepapration of the annual budget.
- Coaching and advising the corporate team.

- Support the growth of sustainable revenues either from existing portifolio or through targeted acquisitions of new corporate or High Net Worth clients (loans between SR 6 million and SR 100 million).
- Structure credit facilities to ensure optimum balance between risk management, pricing, and yield.
- Conduct credit review on existing clients.
- > SR 200 million of loan production per annum.
- Acquired on average 5 new clients p.a.

- Acquire, underwrite, and manage middle market borrowing relationships.
- Client portfolio consists of roghly 10 borrowers with aggregate loan balances of approximately SR 500 million of mostly revolving lines.
- Developed new relationships.
- Generated Cross-selling to clients within the portfolio (cash management, trade, and assets management).
- Managed the credit quality and economic profitability of the portfolio.

- SR 1.5 Billion loan portfolio of mostly LT loans of credits between SR 10 million and SR 300 million.
- Clients were large companies engaged in the Oil refineries and Petrochemicals industries.
- Responsible for analyzing these industrial projects and credit worthiness.
- Following up on project's implementation and their performance through periodical site visits and loan review reporting system for the tenure of the relation extending from implementation startups until final repayment of loan maturities.

- Managed MOI SADAD project development and acted as the single point of contact.
- Define project scope, goals and deliverables in collaboration with the Project Manager.

Rotation through different departments.