Mahmoud Abdelrahman

Responsibilities: ▪ Review/Scrutinize approval/sanction for adequacy/correctness in terms of approval, adherence to policies and ensure that facilities are accurately fed and updated in system and diarized for action/follow up, if required. ▪ Assist in review the approval to ensure that the facility/product, amount of the facilities, terms, conditions, covenants, security and collaterals are clearly mentioned in the proposal and approvals and carries the approval from to the required authorities. ▪ Limits and Data Input on banking system and updated in system (FCUBS). ▪ Assist in creation of charge/register security and collateral, wherever applicable, with the concerned authority in the pertinent jurisdiction to protect the Bank's security interests. Prepare and Review daily/monthly reports/exceptions/irregularity and inform the manager of any deviations for corrective actions. ▪ Prepare timely and accurate support in maintaining customer data in CBE system. ▪ Obtain Business Information Report/credit checking from other Banks / D&B of customers as and Provide Credit Report on customers requested by other banks. ▪ Arrange to set up various Escrow, project, collection, incomes accounts, required for monitoring customers’ receivables and keep necessary database and reconcile the liabilities and fees which are to be paid or recovered as due to BM ▪ Loan Drawdown executing. ▪ Maintain proper records, MIS for all activities and coordinate with IT for systems/technical issues. ▪ Ongoing Monitoring and Reporting all related to credit. ▪ Administer claims made under the bank's insurance Policy. ▪ Review daily weekly, monthly, quarterly and annual reports on credit portfolio management, client performance, rating agency disclosure, financial statement disclosure and other key metrics that ensure compliance with credit policy. ▪ Implementing risk sector instructions, policies. ▪ Review periodic reports to monitor and initiate action on excesses over authorized credit facilities, past due, expired facilities, overdue annual review and documentation deficiencies. ▪ Follow up accounts and time loan on a regular basis to ensure that approved limits abide to terms and conditions. ▪ Following up of terms and conditions of credit. ▪ Follow up Organize credit files and regularly update them to include latest financials, CBE and Credit Information Reports, recent commercial register in addition to all necessary documents. ▪ Assist in review documentation periodically, generally at the annual renewal cycle. ▪ Guarantee that security and collateral held against facilities are released only after full settlement of the exposure by the customers.