Credit Analyst
بنك الرياض
مجموع سنوات الخبرة :13 years, 6 أشهر
Analysis of financial situations and credit worth by conducting complete credit analyses (i.e., gathering data, generating key ratios and checking ratios against benchmarks and competitors).
Reception of credit proposals and pertaining information of customers from relationship managers of various financial institutions.
Collection of additional financial information from SAMA databases, annual reports and other sources to build comprehensive case reports to support effective
Arrangement of financial data in spreadsheets and conduction of ratio and cash flow analyses
Conduction of sector analysis to understand the customer positioning within the customer’s sector
Communicating the financial health, credit worthiness, and limit report to the relationship managers in order to complete the Credit Application Memorandum by adding recommendations
Performance of other related duties or assignments as directed
Preparation of monthly bank reconciliation
Preparation of daily bank position
Handles Account Payable - Suppliers and reconciliation of accounts
Handles Account Payable - Subcontractors and reconciliation of accounts
Payment and release of Checks
Assists in salary distribution and pay-slip organization
Records Debit & Credit notes for payables.
Other duties and responsibilities that may be assigned by the Accounts Manager
Prepares Subcontractors monthly ageing report
Prepares Subcontractors monthly cash requirement
(Budget)
Credit Card Department:
* Review credit cards applications
* Identify problems and errors
* Review the applications' accuracy
* Classify information and data
* Perform other duties and responsibilities as required