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Manish Kumar, Senior Collections Officer (MOHRE)

Manish Kumar

Senior Collections Officer (MOHRE)·Al Tamyaz Debt Collection

United Arab Emirates

High school or equivalent, Finance And Banking

Work experience

Total years of experience: 17 years, 7 months

Senior Collections Officer (MOHRE)

July 2025 - Present

Al Tamyaz Debt Collection

Dubai, United Arab Emirates

July 2025 - Present

• Dedicated Collections Officerwho understands the collections laws and has
developed successful methods. Adept at Du collections with knowledge ofcredit
cards and loans collection methods.
◦ Led collection efforts, optimizing strategies to improve recovery rates on
overdue accounts.
◦ Mentored juniorstaffon effective negotiation techniques and client
communication strategies.
◦ Analyzed account data to identify trends and develop targeted collection
procedures.
◦ Implemented process improvements that streamlined operations and
enhanced team productivity.

Company industry:
Call Centers & Customer Care Outsourcing

Senior Collections Specialist

June 2024 - June 2025

StanQuad Loans & Overdues Rescheduling Services

Dubai, United Arab Emirates

June 2024 - June 2025

• Enhanced debt recovery by implementing efficient collection strategies and
techniques.
• Negotiated payment arrangements with clients, resulting in increased revenue
forthe company.
• Conducted thorough investigations to locate hard-to-find debtors, leading to
successful recoveries.
• Managed a high-volume portfolio, ensuring timely follow-ups and accurate
record-keeping for optimal results.
• Improved client satisfaction by providing exceptional customerservice during
the collections process, addressing concerns promptly and professionally.
• Worked in call center environment handling manual and automatically dialed
outbound calls.

Company industry:
Banking
Job role:
Accounting and Auditing

Collection Officer

August 2023 - May 2024

Mycon Marketing Management

Dubai, United Arab Emirates

August 2023 - May 2024

• Utilized advanced software tools to track account progress efficiently,
providing accurate real-time updates for internal stakeholders.
• Maintained strict compliance with federal, state, and local regulations
governing debt collection practices.
• Developed comprehensive reports on debt collection activities to present to
management for review and decision-making purposes.
• Worked in call center environment handling manual and automatically dialed
outbound calls.

Company industry:
Banking
Job role:
Accounting and Auditing

Customers Service Officer (Collections)

October 2021 - June 2023

Du

Dubai, United Arab Emirates

October 2021 - June 2023

• Provided exceptional customersupport, leading to increased client retention
and loyalty.
• Maintained accurate records and full compliance with government regulations
and agency guidelines.
• Developed and maintained strong relationships with key clients, fostering
long-term partnerships.

Company industry:
Telecommunications
Job role:
Administration

Self-employed - Owner

January 2018 - September 2021

Fitness to Fashion,

Delhi, India

January 2018 - September 2021

• Managed day-to-day business operations.
• Developed and maintained strong relationships with clients, resulting in
repeat business and referrals.
• Increased customersatisfaction by implementing efficient business processes
and providing exceptional service.
• Monitored market conditions to set accurate product pricing and take
advantage ofemerging trends.

Company industry:
Other Healthcare Services
Job role:
Management

Property Consultant

January 2015 - February 2018

BHUTANI INFRA

Delhi, India

January 2015 - February 2018

• Built a solid network of industry professionals, resulting in valuable business
partnerships and referrals.
• Assisted clients with property acquisitions, guiding them through the entire
process from initial search to closing transactions.
• Expanded client base by participating in networking events, seminars, trade
shows, and other industry-related activities that provided exposure to
potential customers.
• Liaised with property owners and management companies, maintaining
strong partnerships that facilitated seamless transactions and enhanced client
satisfaction.
• Built strong relationships with clients through consistent communication and
excellent customerservice.
• Enhanced client satisfaction by providing personalized service and addressing
individual needs.

Company industry:
Real Estate
Job role:
Sales

Property Sales Consultant

July 2011 - December 2014

GAUR PROPERTIES

Ghaziabad, India

July 2011 - December 2014

• Assisted clients in navigating complex zoning regulations and obtaining
necessary permits for property development or renovation projects.
• Skilled at working independently and collaboratively in a team environment.
• Proven ability to learn quickly and adapt to new situations.
• Worked well in a team setting, providing support and guidance.
• Demonstrated respect, friendliness and willingness to help wherever needed.
• Worked flexible hours across night, weekend, and holiday shifts.

Company industry:
Facilities & Property Management
Job role:
Sales

HR Assistant

April 2008 - December 2010

Fast Track Call Center

Delhi, India

April 2008 - December 2010

• Organized new employee orientation schedules for new hires.

Company industry:
Call Centers & Customer Care Outsourcing
Job role:
Human Resources and Recruitment

Education

Chhatrapati Shahu JI Maharaj University, (CSJMU)

June 2008

June 2008

High school or equivalent, Finance And Banking

India

GPA (percentage): 75%

GPA (percentage): 75%

FatherAgnel Polytechnic

January 2008

January 2008

High school or equivalent, Business And Management

India

Harcourt Butler Senior Secondary School

January 2005

January 2005

High school or equivalent, high school

India

Skills

CALENDAR MANAGEMENT
Intermediate
CALENDAR MANAGEMENT
Intermediate
COMMUNICATION STRATEGIES
Intermediate
COMMUNICATION STRATEGIES
Intermediate
COMPLEX PROBLEM SOLVING
Intermediate
COMPLEX PROBLEM SOLVING
Intermediate
FINANCIAL ANALYSIS
Intermediate
FINANCIAL ANALYSIS
Intermediate
MARKETING MANAGEMENT
Intermediate
MARKETING MANAGEMENT
Intermediate
NEGOTIATION
Intermediate
NEGOTIATION
Intermediate
OPERATIONS
Intermediate
OPERATIONS
Intermediate
REGULATORY COMPLIANCE
Intermediate
REGULATORY COMPLIANCE
Intermediate
STRATEGIC DECISION MAKING
Intermediate
STRATEGIC DECISION MAKING
Intermediate
Customer Service
Expert
Customer Service
Expert
Client Service
Expert
Client Service
Expert
Debt Collection
Expert
Debt Collection
Expert
Management
Intermediate
Management
Intermediate
Data Entry
Intermediate
Data Entry
Intermediate
COLLECTIONS
Expert
COLLECTIONS
Expert

Languages

English
Expert
Hindi
Beginner
Urdu
Expert

Hobbies

  • Gym and watch movies.
    Upgeade my self every year in work and as person.