Financial Accountant/Analyst
ncbs-mobily
مجموع سنوات الخبرة :17 years, 11 أشهر
In charge for monthly Accounts Payable and General Ledger activities.
Responsible for monthly vendor payments and reconciliation.
Prepare schedule for Pre-payments and accruals on monthly basis.
Prepare and book monthly revenue invoice for mobily consist of 2500+ Employees.
Review and book revenue bills provided by sales department.
P & L statement analysis and trial balance evaluation during closing.
Withholding Tax calculation.
Analysis and interpretation of project profitability and flaws.
Prepare AR and AP Schedules and aging reports.
Expertize in ERP (Oracle R12) module.
Work along with data consolidation Team of parent company for monthly closing.
Prepare profitability analysis for company new projects to sales Team.
Maintain day to day books of Accounts.
Monitor cash collection, credit sales and purchase of goods.
Maintain Bank Reconciliation Statement and Reconciliation Of Debtors & Creditors.
Inventory control and weekly stock checking.
Preparation of Bank Guarantee and shipment documents for import.
Scrutinizing all Import documents submitted for negotiation /dispatch.
Work experience in Import LC processes - Issuance, Amendment, Negotiation, Document Scrutiny, and Import Financing, Reimbursement authorization and honor and Acceptance & Payments.
Accurately and efficiently evaluated credit application for asset based lending and financial services division. Reported to Zonal Manager, interfaced with senior level internal/external contacts and organized customer service requests regarding Barclays Bank asset based lending products and services. Performed accounts receivable tasks such as posting and reconciling cash receipts, handling clients billing. Preparing and distributing weekly financial reports.
Analyzing credit report to evaluate the credit history of our client, Analyzing income documents (Pay slip, Tax returns, Profit and Loss statement ) to decide clients’ repayment capacity and fraud check on KYC documents such as PAN card, Address Proof, Passport, Bank Statements, Third party verification reports and other Miscellaneous documents to take the best decision.
Well experienced in Scorecard based decision making, Alternate mode based decision making, Surrogate based decision making, No Score based decision making
Evaluate credit Approval Memo and DBR calculation need to be done and customer interaction and customer awareness is a must.
Ensure quality decision making through accurate risk calculation and find out optimal opportunities in the market.
Do cost budgeting for Legal department and maintained South India Legal MIS.
Good Knowledge in banks legal activities and has a good exposure to various legal tools such as Sec 138, Order 37, Sec 25, Arbitration, Winding up, DRT, Lok Adalat, Conciliation, Demand Legal Notices, Loan Recall Notices, Due Notices and Guarantor Notices.
Undergone advanced Branch Banking training, Compliance training and AML training from the Bank
Underwrite home loan as per the guidelines and input conditions as well as notes to qualify the file by minimizing risk from company point of view.
Complete Underwriting Work Sheet along with Underwriting software and Loan Analyzer to obtain the interest rate.
Being a part of implementing Real Trans underwriting software and testing.
Processing the files to generate initial disclosures and welcome letter, which has to be sending to the borrowers.
Run a compliance test for fees that has to collect from borrower.
Familiar with closing process and got trained on it. Sending daily reports to the higher authorities.
Specialized in Finance. Obtained 66% and conducted one management event for the college .
College topper.