ماريو منصور

- Assess the creditworthiness of large corporate clients & HNWI along with financial institutions & structured finance activities by conducting thorough Financial Statements Analysis, building Cash Flow models & analyzing qualitative factors; subsequently submitting a Credit Risk Recommendation to the relevant Credit Committees and advise them on the best course of action.

- Conduct quarterly Credit Portfolio Analysis by diligently assessing the bank's credit/asset quality, concentration risks (economic sectors, geographic regions, products, currencies, collateral, etc...) and submitting a report to the bank's Board Risk Committee.

- Conduct yearly Credit & Market Risk stress testing scenarios in accordance with Basel & local regulatory requirements & submit the findings to the Board Risk Committee.

- Prepare reports pertaining to Market & Liquidity Risk Management, including but not limited to: Gap Analysis, Liquidity Stress Testing & Interest Rate Risk sensitivity testing (IRRBB).

- Participate in the bank's ICAAP preparation along with IFRS 9 (Expected Credit Loss calculations) & Basel II and III implementation.

- Ensure all internal credit & market risk policies and procedures are adhered to and help to develop or enhance such policies and procedures.

- Ensure that the highest standards of internal practices are followed by working closely with the Legal, Compliance, Internal Audit, Finance and Treasury & Capital Markets departments along with respective business lines.

- Assessed the creditworthiness of Medium & Corporate clients by conducting thorough Financial Statements Analysis, building Cash Flow models & analyzing qualitative factors; subsequently submitting a Credit Risk Recommendation to the relevant Credit Committees and advise them on the best course of action.

- Assigned risk ratings generated through Moody's Risk Analyst.

- Followed & reviewed risk trends and market news.

- Ensured that the highest standards of internal practices are followed by working closely with the Legal & Compliance, Internal Audit departments and respective business lines.