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Marwa Kouici, Head of the Real Estate Credit Department  (Senior corporate direct sales representative )

Marwa Kouici

Head of the Real Estate Credit Department (Senior corporate direct sales representative )·AL SALAM BANK ALGERIA

Qatar

Master's degree, Master's II degree in Agronomic sciences

Work experience

Total years of experience: 16 years, 10 months

Head of the Real Estate Credit Department (Senior corporate direct sales representative )

December 2023 - Present

AL SALAM BANK ALGERIA

Ouargla, Algeria

December 2023 - Present

• Identified and met customer needs through selling & cross selling.
• Prepare documents such as representation contracts, purchase agreements, closing statements, leases, and deeds
• Accompany buyers during inspections of property, advising them on the suitability and value of the homes based on current market conditions
• Conduct quarterly seminars and training sessions for sales agents to improve sales techniques
• Evaluate mortgage options helping clients obtain financing at the best rates and terms
• Advise sellers on how to make homes more appealing to potential buyers, increasing average selling prices by 16% from initial appraisals

Company industry:
Banking
Job role:
Banking

Corporate direct sales representative

January 2018 - Present

Al salam bank algeria

Ouargla, Algeria

January 2018 - Present

• Promoted property sales through advertisements, open houses, multiple listing services, and other online advertising platforms
• Converted 25% of potential customer inquiries into sales through effective query handling,
• Increased customer base by 30% during the year 2019 owing to the delivery of efficient customer service.
• Ranked in the top 5% of advisors in the company regarding customer satisfaction scores in 2023.

Company industry:
Islamic Banking
Job role:
Customer Service and Call Center

Customer relations manager

July 2016 - January 2018

Algeria Gulf Bank

Ouargla, Algeria

July 2016 - January 2018

• Interviewed clients to determine what properties they were seeking, generating lists to meet those requirements from available properties
• Fueled a 25% surge in sales igniting team enthusiasm and sparking a new era of customer engagement.
• Succeeded in achieving the top monthly customer satisfaction rate among all new hires in August 2016.
• Named 'Employee of the Year' for achieving the highest customer service ratings in 2017.

Company industry:
Banking
Job role:
Banking

Teller and retail account manager

April 2013 - July 2016

Societe Generale Bank

Ouargla, Algeria

April 2013 - July 2016

• Decreased expenses of cash register errors by 10% from the first year I integrated in the branch.
• Participated in a cross-departmental customer-centric initiative that increased customer satisfaction by 30%.
• Managed customer inquiries on the telephone and in-person, improving the stores customer interface.
• successfully Participated in a team, serving over hundreds of customers each day.
• Exceeded customer service objectives consistently for two years leading to top 10% ranking in the retail
department.

Company industry:
Banking

Real Estate Agent

January 2010 - January 2013

Oures real estates

Batna, Algeria

January 2010 - January 2013

• Coordinated and conducted property viewings, open houses, and negotiations.
• Maintained accurate records of all transactions and contracts.
• Acted as a liaison between buyers, sellers, and lenders.
• Negotiated offers and contracts to ensure the best terms and prices for clients.
• Advised clients on current market conditions, pricing and trends.
• Developed and implemented successful strategies to increase sales.

Company industry:
Real Estate
Job role:
Sales

Leasing agent

June 2009 - November 2009

Luxury residence

Batna, Algeria

June 2009 - November 2009

• Promoted available rental units through social media platforms,
• Built relationships with prospects and guided them through the leasing process,
• Conducted market research to recommend competitive pricing to management,
• Collected rent payments and issued lease renewal offers to current residents.

Company industry:
Real Estate
Job role:
Sales

Education

El Hadj Lakhdar Batna University

July 2018

July 2018

Master's degree, Master's II degree in Agronomic sciences

Algeria

GPA (rating): Excellent

GPA (rating): Excellent

al hadj lakhdar batna

October 2012

October 2012

Higher diploma, State Engineer in Agronomic sciences

Algeria

The minister of education / Toufik El Madani High school

July 2007

July 2007

High school or equivalent, Secondary general certificate of education (Baccalaureate) in natural and life sciences

Algeria

Skills

Sales Team Management

Expert

Negotiation

Expert

Communications

Expert

problem solving skills

Expert

banker

Expert

CUSTOMER SATISFACTION

Expert

AGILE SOFTWARE DEVELOPMENT

Expert

PROBLEM SOLVING

Expert

SALES

Expert

SERVICE DELIVERY

Expert

CASH REGISTER

Expert

ENTHUSIASM

Expert

CUSTOMER SERVICE

Expert

UPSELLING

Expert

CUSTOMER RELATIONSHIP MANAGEMENT

Expert

Languages

Arabic

Native Speaker

English

Expert

French

Expert

Training and Certifications

Training
English
english online algeria
Jan 2022
Management and leadership
Training center of Al salam bank Algeria
Sep 2024

Hobbies and interests

Reading