Product Development Officer
Arab Bank
مجموع سنوات الخبرة :11 years, 4 أشهر
- Owns End to End Product cycle.
- Planning and budgeting for new as well as existing cash loans products.
- Ensuring sustainable portfolios growth via effective sales plan in line with strong retention unit which devises counter attack offers helping in higher retention ratios on both individual and corporate levels.
- Managing cash loans profitability levels as per the budgeted revenues through maximizing net interest margin, non-funding income, & controlling the expenses.
- Proposing & preparing credit policy changes based on market study & portfolio segment performance, thus ensuring higher market penetration ratio with better portfolio quality.
- Working closely with the sales team to ensure product knowledge via continuous training & coaching.
- Launching campaigns that enhance sales achievement along with the market conditions taking into consideration seasonality and consumer behaviour factors.
- Upgrading product features as per market conditions & consumer behaviour.
- Selling all the bank’s products.
- Handling different clients’ inquiries, requests and complaints.
- Ensuring classy service to payroll clients.
- Increasing clients’ awareness of different Electronic-channels.
- Maintaining & increasing existing client base.
- Advertising agency working above and below the line.
- Handling clients like Coca-Cola, Nestle & Pharmaceuticals companies.