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Melchor Dante Santos

Business Development Manager

Reem Al Bawadi Group

Location:
United Arab Emirates
Education:
Master's degree, Marketing and Finance
Experience:
26 years, 11 months

Work Experience

What's your work experience? Your experience is one of the most important sections in a CV.
List all relevant responsibilities, skills, projects, and achievements against each role.  If you're a fresh grad, you can add any volunteer work or any internship you've done before.
Add Experience

Total Years of Experience:  26 Years, 11 Months   

February 2013 To Present

Business Development Manager

at Reem Al Bawadi Group
Location : United Arab Emirates - Dubai
I am in charge of developing the trade business and franchise growth of the company. I search for partner businesses with a proper fit with our company's products and services and create a mutually beneficial relationship with them.
December 2011 To October 2012

Founder/ Product Development Manager

at Say Cheesecake
Location : Philippines
Dec 2011 to present
Founder/ Product Development Manager in Say Cheesecake, a private venture that is engaged baking and marketing high quality baked cheesecakes.
Formulated and tested over 100 different recipes of cheesecakes to produce the product line of the company consisting of over 20 different flavors of cheesecake.
Supplies to 5 different restaurants and has successfully grown its social marketing network to more than 800 individuals.
April 2005 To October 2011

Marketing and Operations Manager

at CARE Multipurpose Cooperative, formerly a credit union
Location : Philippines
April 2005 to Oct 2011
Marketing and Operations Manager in CARE Multipurpose Cooperative, formerly a credit union with offices in Bulacan and Quezon areas of the Philippines, now a marketing and training services provider for small and medium entrepreneurs and small and medium enterprises.
Developed a retail finance, group-lending methodology designed as a business (more specifically credit coop) incubator program. The loan component is essential as in any retail finance methodology; however, the focus is primarily on capability building of members so that in the end of the incubation period, the member groups are spun-off as independent, registered credit cooperatives federated under CARE Coop.
Co-implemented the computerization of CARE Coop's loans and accounting systems in order to provide timely reports for stakeholders.
Managed the daily operations of the Head Office and retail finance branches of CARE Coop.
Grew the membership base of the organization to over 6, 000 with over 70 employees and a credit portfolio of 60MM PHP (approximately 5.5MM AED) and a savings platform of 40MM PHP (approximately 3.5MM AED)
June 2001 To March 2005

Business Development and Operations Manager

at BMS Bank Inc.
Location : Philippines
Managed and grew the retail business of the bank to a total network of 40 off-site branches, over 40, 000 borrowers and 50, 000 savers.
Grew the financials of the retail loans business of the bank to over 300MM PHP (approximately 27MM AED) and expanded the savings mobilization campaign to over 210MM PHP (approximately 19MM AED).
Developed the retail finance program of the bank including its standard operating procedures, employees’ roles and responsibilities, target markets and controls.
Earned recognition for the bank as SB Corp. awardee for Banking Excellence for 2005.
Prepared annual budget for the bank’s retail banking operations.
June 1999 To June 2001

Business Development Consultant

at BMS Bank Inc
Location : Philippines
1999 to 2001
Business Development Consultant in BMS Bank Inc., a bank with twelve branches in the Philippines' most progressive central areas, Cavite, Laguna and Rizal.
Wrote and mapped out an extensive marketing and financial feasibility study for the bank in order to maximize the opportunity of entering the retail finance industry on a more strategic capacity.
April 1997 To June 1999

Management Trainee

at BMS Bank Inc
Location : Philippines
Management Trainee in BMS Bank Inc., a bank with branches in the Philippines' most progressive central areas adjacent to Metro Manila, Cavite, Laguna and Rizal.
Wrote Manual of Operations for the bank including its standard operating procedures and roles and responsibilities of employees of the bank.
Served as Branch Manager of San Pedro and Calamba branches in Laguna.
Served as Branch Manager of Pasig, the bank's main office branch.
Grew the deposit base of the branches and increased the loans portfolio as Branch Manager.
March 1995 To June 1995

Sales Support Trainee

at Procter and Gamble
Location : Philippines
Worked as on the job trainee for Procter and Gamble Philippines in charge of boosting product merchandising and presence in the much neglected down scale market (informal stores that account for over 35% of licensed distributors of P&G).
Designed, tested, produced and distributed the product hanger, an industry first and in doing so, yielded increase in sales of P&G’s products by 20%.

Education

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Let employers know more about your education; remember, be clear and concise.
June 2001

Master's degree, Marketing and Finance

at Asian Institute of Management
Location : Makati, Philippines
2001 Asian Institute of Management Makati City, MM
March 1997

Bachelor's degree, Business Management

at Ateneo de Manila University
Location : Philippines
Graduated Cum Laude with Scholarship

1997 Ateneo de Manila University Quezon City, MM

Specialties & Skills

ACCOUNTING

ACCOUNTING SYSTEMS

BUSINESS DEVELOPMENT

MARKETING

OPERATIONS

Retail Banking

Banking Operations

Business Operations Management

Marketing Operations

Marketing Mix

Languages

Do you speak more than one language?
For some jobs, fluency in one or more foreign languages is a plus, so add your language skills to get better results.

Tagalog

Expert

English

Expert

Memberships

Are you a member of any organization or professional club?
Your professional memberships provide an informative signal about your career aspirations, so add them!
Organization : Philippine Watch Club
Membership/Role : Member
Member since : August 2011
Organization : Philippine Euro Car Club
Membership/Role : Member
Member since : March 2011

Training and Certifications

Feasibility of Forming a Retail Credit Bureau ( Training )

Grameen Foundation Philippines
March 2005

Sustainability of Retail and Micro Finance ( Training )

Bank RBI, Indonesia
July 2008

The Future of Retail and Micro Finance ( Training )

RMDC, Nepal
July 2008

Channeling the Flows of Funds for Retail and Micro Finance Effectively ( Training )

KashFound, Pakistan
July 2008

Recommendations

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Get recommendations from your peers and make your profile stand out! Recommendations help employers see that you'er distinguished in your professional areas of expertise.

As President in CARE Coop, Bedan Corp.

By
Maria Astrid Mendoza
(MANAGER) on 02-01-2013
"December 28, 2012 Dear Sir or Madam: I highly recommend Melchor Dante S. Santos as a candidate for employment. He headed CARE Coop’s Operations and Marketing Group from April 2005 to October 2011. His responsibilities included: formulating and developing new products (retail loans and savings); designing and spearheading new campaigns; coaching and training Area Supervisors and Account Officers; and all other duties and responsibilities to ensure that the volume and profitability targets of the twelve (12) branches are met. His excellent communication and interpersonal skills have allowed him to develop good rapport not just with his team and other staff, but more importantly also with the Coop’s clients. His position also required him to constantly appraise and analyze the clients’ needs and the competitive landscape. Additionally, his good grasp of financial operations enabled him to contribute significantly in preparing and implementing the Coop’s budget and income projections each year. I am sure he will be a highly productive asset in any company he endeavors to join and has my highest recommendation. Very truly yours, Maria Astrid Mendoza President"

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