Michael Pintado

Treasury Trade and Loans
Preparation of Import and Export Letter of Credit, (Regular and StandBy) and Import/Export Letter of Guarantees or Bank Guarantee.
Issuance of amendment for all LCs, SBLCs and LGs.
Ensure proper allocation of Loans for Trade Financing Facilities on 2 major Banks. (Saudi British Bank and Banque Saudi Fransi).
Managed the Loan maturities and ensure that all Loan settlement will be paid on time.
Ensure allocation of Insurance for all shipments, preparation for Insurance Claim for damage, lost and theft of goods.
Preparation of Costing for all Landed Cost on all goods delivered by the Supplier.
Incharge with the preparation of Discrepancy Notices, related to Letter of Credit. For approval to Supply Chain and authorized by Signatories. Shipping documents will be released by the bank once acceptance on Discrepancy Notices was provided to them.
II - Treasury-Cash Management
a) Bank Account Management
In charge with preparation and supervision of Bank Account openings, update of signatories for both DESD and IDS(Track Telecom)
Daily downloading of bank statement for both DESD and IDS(Track Telecom) bank accounts.
Handles and supervise enrollment and update of online facility for both DESD and IDS
Reviews Bank Agreements, Contracts and other Bank Facilities.

b) Cash Management
Preparation of daily Cash Flow Report for DESD and IDS.
Initiate bank to bank transfer from excess bank account balances from sub accounts to the main disbursing bank. Including inter-company transfer to sister company EXTRA, IDS and other affiliate companies.
Managing availability of funds for DESD major payments to ZAIN, Microsoft(NOKIA), SAMSUNG(IDS), BeIN Sports, PHILIPS, Motorolla and other payables. And monitoring inflows from ZAIN, Microsoft(NOKIA), Samsung credit notes, Trade Financing Loans from 2 Major Banks and financing from Shareholders.
Monitoring of issued checks (Released), Available (unreleased) and items For Signature.
Preparation of consolidated Cash Flow projections and historical Cash Position for both companies(DESD and IDS).
Preparation of weekly Consolidated Cash Flow for both companies (DESD and IDS), indicating the collections of major suppliers, ZAIN. SAMSUNG, NOKIA, and CE or PHILIPS.
III - Treasury-Operations
Managing Cash pick-up services for all Depots and outlets. Resolving issues of discrepancies on deposits versus actual bank validation.
Issuance of confirmation on payments and check deposits.
In charge with requisition, inventory and checking of reconciliation of all SPAN/Credit Card Machines for all Zonik and Zain outlets.
Troubleshooting of problems and reporting to Bank of SPAN/CC Machines.
In charge on all Government payments, SADAD and other urgent online payments
Supervising Bank Reconciliation of FBO, IPS and Zonik. Resolving issues on bank deposit discrepancies and other bank problems.
Supervising Month-End closing of books on all Bank Reconciliation for both DESD and IDS Company.

Treasury Disbursement Analyst 2007 - 2008
Checking of company payment documents for disbursement and sending payment files to bank outsourcing.
Consolidates all processors daily receive Accounts Payable Vouchers for balancing and reconciliation.
Processing of affiliate-company payments for disbursement using SAP systems, and uploading of payment files to bank systems.
Organized Company payment outsourcing to Bank’s regional offices.
Treasury Cash Management Analyst 2003 - 2007
Handled Bank Account Management, monitoring and maintaining of bank accounts, analysis of cash inflow and outflow, and maintaining cash balances on their respective ADB levels.
Managed all bank software for bank statement uploading via email, the internet, and using a dial-up access.
Analyzed Company Investments UITF and give necessary percentage of growth or decline.
Conferred with different banks on their new products and services that can be recommended and adopted by the company.
Treasury Cashiering 2001 - 2003
Handled releasing of company payments to different Suppliers, Contractors, Advertising Agencies, Service Agents and Employee related payments.
In charge with inward cashiering functions with handles receiving of company payments and receivables from employees

2nd most largest bank in the Philippines.
Handled GL balancing and all the entries necessary for the branch operation using SYSTEMATIX systems of the bank.
Managed daily loading and balancing of the ATM machine including weekends and holidays.
 Performed tellering functions that received deposit, payments and withdrawals.
 Collecting and Reconciliation of Bank Check Deposits and sending them to Bank Clearing.

An affiliate of Ayala Land Incorporated, Mall management of Ayala Group

Preparation of Accounting Entries for all Receivable Collections
Preparation and Disbursement of Company Payments
Preparation of Company Ledger for all Disbursement and Receivables for the Company