Mirko Ucur

- Managing and motivating a team (18 petrol stations) to increase sales and ensure efficiency;
- Ensure functional and technical quality and performance of petrol stations in the region;
- Improvement sales channels in the region;
- Analyzing the sale of goods by the working units and customers;
- Analyze turnover, stocks and expenses on petrol stations;
Planning the dynamics of purchasing and selling all kinds of goods
- Controlling the application of price and sales regime, both petrol and FMCG;
- Monitoring of legislation in the field of commercial business;
- Reporting to the Director of Retail Operations;
- Using information technology to record sales figures, for data analysis and forward planning;
- Ensuring standards for quality, customer service and health and safety are met;
- Organizing special promotions, displays and events

▪ Analysis of NPL Wholesale cases designated as permanent arrears,
▪ Preparing of “exit” strategies (enforcement procedures, out-of-court mortgage enforcements and settlements, debt-to-asset swaps, obtaining of additional collaterals, assignment of receivables to SPV of the Group etc.),
▪ Analysis of reorganisation plans in bankruptcy procedures,
▪ Monitoring of bankruptcy procedures and recovery processes,
▪ Preparing of reports for the Non-Performing Committees, the Executive Board and preparing of materials for the Board of Directors’ Sessions, in rela27091tion to the NPE/NPL,
▪ Loan impairment calculation on case-by-case level,
▪ Analysis of NPE/NPL portfolio in order to “clean up” balance sheets of the Bank (write-offs and write-downs),
▪ Cooperation with engaged external law offices (giving instructions, monitoring of cases, obtaining of legal opinions, cooperation in front of court institutions etc.),
▪ Implementation of Corporate Governance rules (preparing of procedures based on group’s policies),
▪ Everyday communication with competent NPL Committee of the Group and implementation of the Decisions of the Bank / Group and
▪ Mentorship over 2 officers and their performances and results.

▪ Analysis of receivables portfolio,
▪ Analysis of real estate portfolio,
▪ Impairment calculations,
▪ Preparing of “exit” strategies (legal actions, out-of-court procedures / settlements etc.),
▪ Monitoring of bankruptcy procedures, executions and other legal actions,
▪ Communication with Group’s units and subsidiaries,
▪ Work with engaged external law offices, consultants, as well as with bankruptcy administrators;
▪ Activities on sales of real estate, which had been obtained in collection process and/or had been bought from NLB BANKA as a member of the NLB Group.

▪ Analysis of NPL cases (large enterprises),
▪ Preparing of “exit” strategies,
▪ Analysis of reorganisation plans in bankruptcies,
▪ Monitoring of bankruptcy procedures and recovery processes,
▪ Preparing of reports for the Credit Committee, in relation to the NPE/NPL,
▪ Loan impairment calculation on case-by-case level,
▪ Analysis of NPE portfolio in order to “clean up” balance sheets of the Bank (assignment of receivables to the SPV of the Group - NLB SRBIJA)
▪ Leading NPE portfolio team in AQR process performed by ECB and
▪ Work with engaged external law offices (giving instructions, monitoring of cases etc.).

▪ Analysis of NPL Wholesale cases,
▪ Preparing of “exit” strategies,
▪ Analysis of reorganisation plans in bankruptcies,
▪ Monitoring of bankruptcy procedures,
▪ Preparing of reports for the Non-Performing Committee and the Executive Board,
▪ Loan impairment calculation on case-by-case level,
▪ Analysis of NPE (wholesale) portfolio in order to “clean up” balance sheets of the Bank (write-offs and write-downs),
▪ Cooperation with engaged external law offices,
▪ Everyday communication with competent NPL Committee of the Group and implementation of the Decisions,
▪ Following-up of the NPL Committee decisions implementation process and updating of the “to-do” lists etc. and
▪ Trainer for newly recruited staff in the Department.

▪ Collection of claims from borrowers - legal entities and entrepreneurs;
▪ Monitoring (EWS);
▪ Preparing of exit strategies;
▪ Improvement of monitoring tools in IT system, etc.