Sr. Relationship Manager- Corporate & Business Banking Dep.
Barwa Bank
Total years of experience :21 years, 8 Months
• Lead a team of 4 assistant relationship managers.
• Managing a portfolio of QR 2.9 billion = USD 805 Mio (63 corporate accounts).
• Building up a new corporate portfolio through soliciting new credit relationships.
• Implement the bank's overall marketing strategy.
• Undertake applications and review of facilities falling within the assigned customer portfolio for timely submission to the appropriate approving authorities.
• Monitor accounts in the assigned portfolio, by careful assessment of facility utilization to ensure the bank is fully aware of a borrower’s financial position thus enabling early identification of difficulties with a view to minimizing potential loss.
• Assess the need for and the value of security and to ensure all security documentation relating to the assigned portfolio is correct and properly held so as to fully protect the bank’s position at all times.
•Lead a team of 4 account officers and assistant relationship managers.
•Handling a total portfolio of QAR 2.8 Billion = USD 777 (43 clients in different sectors).
•Implement the bank's overall marketing strategy through soliciting new credit relationships and align the banks’ existing and ultimate corporate finance products.
•Undertake applications and review of facilities falling within the assigned customer portfolio for timely submission to the appropriate approving authorities.
•Monitor accounts in the assigned portfolio, by careful assessment of facility utilization to ensure the bank is fully aware of a borrower’s financial position thus enabling early identification of difficulties with a view to minimizing potential loss.
•Assess the need for and the value of security and to ensure all security documentation relating to the assigned portfolio is correct and properly held so as to fully protect the bank’s position at all times.
•Pursue doubtful debtors for recovery of assets, including meetings with legal council where necessary.
•Analyzing financials and preparation of comprehensive credit memorandums.
•Studying and evaluating the feasibility of new projects associated with the decision of project financing.
•Marketing the bank's existing and ultimate products.
•Soliciting new credit relationships.
•Handling a total portfolio of L.E. 900 Million (28 clients).
•Implementing the bank's overall marketing strategy.
•Marketing the bank's existing and new products.
• Professional Certificate in Banking Credit and Risk Management – The American University in Cairo (AUC) (78 training hours).
1998-2002 Bachelor of Business Administration from Modern Academy for Computer Science and Management Technology (MAM) in Cairo.