محمد Derouiche, Managing Partner

محمد Derouiche

Managing Partner

Commercial Trust of Sweden

البلد
الإمارات العربية المتحدة - دبي
التعليم
ماجستير, Accounting and Finance
الخبرات
22 years, 11 أشهر

مشاركة سيرتي الذاتية

حظر المستخدم


الخبرة العملية

مجموع سنوات الخبرة :22 years, 11 أشهر

Managing Partner في Commercial Trust of Sweden
  • الإمارات العربية المتحدة - دبي
  • أشغل هذه الوظيفة منذ سبتمبر 2019

• Sourcing new clients consulting engagements and discussing the deliverables with them, both in private sector and governments.
• Recruiting, forming and monitoring the teams required to undertake each project including setting KPIs.
• Giving training and / seminars in cross border international debt / corporate restructuring / Food & safety regulations to our stakeholders.

Head Business Risk Management - Commercial Banking - في Commercial Bank of Dubai
  • الإمارات العربية المتحدة - دبي
  • أشغل هذه الوظيفة منذ مارس 2017

- Responsible of management the commercial portfolio from Risk Prospective.
- Reduce the cost of risk in the commercial banking portfolio.

Team Leader Acting Head of Special Assets Management (Remedial) في Commercial Bank of Dubai
  • الإمارات العربية المتحدة - دبي
  • أبريل 2014 إلى مارس 2017

• Leading a team of debt restructuring officers including setting KPIs and ensuring they are met.
• Representing the bank in syndication meetings, with regulators and other stakeholders for all matters related to the distressed accounts/portfolio.
• Supervising the preparation of the restructuring proposals and presenting them to the Credit Committee or/and the Special Board Committee.
• Supervising remedial legal actions by liaising with the Bank’s legal counsel and/or external legal firms.

Senior Manager Special Assets and Restructuring (Remedial) في Abu Dhabi Commercial Bank
  • الإمارات العربية المتحدة - دبي
  • يناير 2010 إلى أبريل 2014

• Leading debt restructuring task forces comprising banks (Syndication), secured & unsecured creditors as well as other stakeholders including complex cross-border restructuring / recoveries.
• Undertaking legal/ Remedial actions against borrower either to enforce a restructure or liquidation including appointing external law firms and giving them guidance.
• Managing a number of special assets accounts in different lines of business including SME, Mid-Corporate and Government Banking.
• Vetting restructuring plans/proposals submitted by the borrower including proposal prepared by the big 4, performing a full-fledged assessment of the worthiness of the proposal and presenting/defending it in front of the bank’s Management Risk & Credit Committee (MRCC) as well as the Board Risk & Credit Committee (BRCC).
• Assisting and giving advice to business units on accounts where customers risk profile deteriorated.
• Conducting trainings/Workshops for the Business Account Managers, as well as Credit Risk Managers to give them the learning lessons from special assets cases in order to allow them better structuring their deals.

Senior Manager في Damac Invest, Dubai, UAE
  • الإمارات العربية المتحدة - دبي
  • أبريل 2007 إلى يناير 2010

- Responsible of the restructuring/ risk management/M&A department with supervising more than 30 staff spread worldwide including setting up and managing procedures.
- In-charge of Corporate Relationship Management encompassing entities viz Banks, Other Financial Institutions, Industrial Associations, Business Partners, Channel Partners with specific focus on objectives aiding Business Development and Promotion.
- Responsible for Corporate Tie-ups including Administrative & Managerial Functions for Process Improvement, Smooth Assimilation and Transition wherever required.
- Chalking Compensation Plans, Client Requirement Analysis, Price Discounts and Payment
Terms & Conditions as part of Customized Client Management.

Senior Relationship Manager Real Estate Finance في Mashreq Bank, Dubai, UAE
  • الإمارات العربية المتحدة - دبي
  • مارس 2006 إلى أبريل 2007

- Responsible for Sales Enhancement Initiatives to achieve pre-determined targets as per managerial requirements.
- Involved with Customer Base Expansion and Existing Customer Retention functions through various plans and Strategic Relationship Management activities.
- Managed marketing and promotion of banking products and other allied financial products including fee-based services.

Sales Manager في Brisan, Arizona, USA
  • الولايات المتحدة
  • يونيو 2000 إلى يناير 2005

- Performing assets acquisition and business development.
- Managing accounts in real estate, trading, manufacturing etc…
- Raising credit applications including credit risk analysis and financial analysis.
- Managing a team of 5 account managers.
- Performing restructuring / collection tasks for special accounts.

الخلفية التعليمية

ماجستير, Accounting and Finance
  • في University of Liverpool
  • يناير 2011

Specialties & Skills

Mergers
Negotiating Contracts
Real Estate Finance
Finance Sector
Banking
Real Estate
Banking Financial Analysis and Accounting
People management
Remedial Management / Restructuring

اللغات

الانجليزية
متمرّس
العربية
متمرّس
الفرنسية
متمرّس

العضويات

Institute of corporate governance, Dubai International Financial Center
  • Full member
  • February 2011

التدريب و الشهادات

Risk Management (الشهادة)
تاريخ الدورة:
February 2010
صالحة لغاية:
February 2012
CIMA Cer BA (الشهادة)
تاريخ الدورة:
February 2010
صالحة لغاية:
January 2011

الهوايات

  • Scuba Diving