بيديوت كومار Saikia

Leading the business acquisition strategy via business setup and consulting clients.
- Managing banking relationships, escrow structuring, and compliance processes.
- Overseeing advisory team performance and ensuring consistent client satisfaction.

Spearheaded the acquisition of high-value corporate fixed deposits, fostering business growth and expansion
- Specialized in structuring bespoke high-yield and standard corporate deposit solutions for High Net Worth Individuals (HNIs) and institutional clients
- Cultivated and maintained robust relationships with key stakeholders, including CEOs, CFOs, and Treasury Managers, to augment the company's deposit portfolio and drive revenue growth
- Demonstrated expertise in deposit portfolio management, risk analysis, and investment structuring, leveraging technical skills in:

Financial modeling and analysis
Cash flow management and optimization
Risk assessment and mitigation strategies
Regulatory compliance and governance.

- Provided personalized financial guidance to individual clients on investment strategies and risk management
- Expertise in:
- Stock Market Investing
- Forex Trading
- Insurance Planning (Life and General)
- Property Investment Consulting
- Equity Trading and Stock Shares
- Helped clients achieve their financial goals through tailored advice and solutions

Liabilities management of Existing & New relationship of HNWI and influence with new product.
• Managing UHNI and HNI clients total of AED 250mn+ portfolio.
• Promote a full array of deposits product linked with Market, SME accounts, NRE Deposit and
Wealth Managements Product, structured Bond, Insurance Product.
• Managing and supporting the team with product information documentation market update & sales technique.
• Maintaining healthy and supportive relationships with Senior & Junior colleagues.

Managed Existing & New relationship of HNWI and influence, managing a portfolio of AED 320Mn.
• Managed approximately 25 HNI clients and total of 95 client.
• Promote a full array of Fixed deposits, SME accounts, NRE FD, Wealth Managements Product.
• Achieved yearly target in 2016 by 240%.

Managing Sales team of two branches for Bangalore Region, and archiving the monthly target in CASA and liabilities.
• Handling with multiple Banking products in Retail Liabilities and Investment portfolio.
• Worked closely with all product development departments.
• Employee banking product to many big companies with relationship of employee account, credit card and loan.

Acquisition of HNI customer & managing existing relationship of the Bank customer.
• Maintaining HNI customer Relationship with enhancing there portfolio.
• Relationship aquisition and Investment adviser.
• Managing cash transaction as a teller.
• Branch operation from handling locker to the key management.
• Responsible as acting Branch Manager in absent of Branch Manager.
• Managing Team of sales and Branch employee when required.

Handling two branches of Bank for generating revenue selling investments products to HNI clients.
• Managing Life insurance branch banking, & proved myself by giving 41 no of policies in a
month and got promoted as a for Life Insurance Sales Manager .
• Generated good revenue for the branch & felicitated with certificate from ZH on Life Insurance.

Managing the total monthly production six factories with the help of CAD-CAM.
• Understanding the requirement of the Buyer, complete constructing & designing with CAD software.
• Maintained necessary level of communications for achieving company goals by supporting production workers.

This was my first Job, Joined the apparels machinery group as the Sales Executive.
• To aquire new client in apparels industries and giving the concept for getting better machinery to improve quality and time.
• Aquired vast knowledge on machinery brand like Brother, Juli, Macpi, Durkopedler, Typical.and many more, which were sold to many Garment industry.

In short span of time, became the sales Manager for automation machinery for garments industry.
• Sales of High Tech Sewing machine, from various
countries to Indian garments market.
• Attending Expo in many Cities in India and
promoted many machinery for Garments
industry.

After two years, promoted as Sales and Marketing Manager for India in CAD/ CAM division.
•Was responsible for Sales Marketing and After
Sales service for all CAD & CAM machine from
Spain, Madrid.
• Achieved many big deal in garments industries in Bangalore Chennai and Delhi.