Audit Manager
Noor Bank
Total years of experience :10 years, 9 Months
Abu Dhabi Islamic Bank (DEC 4 2011 till now)
Working in Credit under Writing
• Follow up with other support departments for problem solving and liaising with credit managers for decision making
• Conduct spreading of company's financial statement and industry analysis of BBD
• Maintain accuracy in spreading and quality analysis
• Turn around credit proposals and short term credit within benchmarked time frames
• Timely handling of all credit applications within 24 hours
• Accurate analysis and review of proposed finance applications
• Meeting the minimum daily targets assigned by management while maintaining the lowest level of errors as measured by score card
• Demonstrate full and up to date knwowledge or ADIB's products, polices and procedures
• Demonstrate full team spirit and positive attitude
• Perform any other responsibilities entrusted by ADIB Managment from time to time
Credit Analyst
Noor Islamic Bank (January 11 2019 till DEC 4 2011)
Working in Risk Management - Quality Assurance & Ops Risk
• Performing QA Reviews across departments in the bank. Some of the key units reviewed includes Branches, Collection, Contact Centre and Consumer Business
• Familiarizing with different policies and procedures to leverage the knowledge during the QA review
• Reviewing the effectiveness of Key Control Self Assessment (KCSA) across the bank.
• Preparing draft and final reports based on the review findings with pertinent recommendation to improve control environment in the bank.
• Participating in closing meeting with respective head of units before finalizing the review report.
• Working in a dynamic and multi-cultural environment.
مراقبة جودة الاقسام وارسال التقاير الى الجهات المعنية
Quality Assurance
Continuous Learning Program
Management Associate Program, Noor Islamic Bank (25 October 2009 - 10 January 2010)
Areas covered: • Basel II & UAE General Regulatory Discussions
• Market Risk
• Banking Program
• Asset Liability Management
• Future & Option
• Islamic Products & Services
• Market Risk & Value at Risk
• Credit Risk Management
• Operational Risk Management
• Financial Crisis - Global and UAE
• Anti Money Laundering (AML), Know Your Customer (KYC)
• Treasury & Money Market
• Core Accounting - Introduction to Financial Statements
• Financial Statement Analysis
• Cash Flow Analysis and Forecasting
• Financing and Credit Risk Analysis
• Introduction to Basic Banking
• Trade Finance (Import and Export Letters of Credit, Collections, Guarantees, Murabaha Financing)
• Financial Mathematics
• Bourse Game: Foreign Exchange Dealing and Forwards
• Excel For Banking & Finance, Basics of MS PowerPoint
Internship, Emirates NBD Bank, Dubai Financial Market, United Arab Emirates. Aug. 2008 - Sept. 2008
• Trained in recording cash in & cash out • General information on reporting the bank performance in Wholesale bank
• General information on reporting credit users and amount of their expenditures in Consumer Banking & Wealth Management Finance
• General information on trading in bonds and stocks in Treasury Finance
• Trained in entering data, generating cash statement in Islamic Accounting Payable
• General information on reporting on Islamic bank performance in Islamic section.
VAT Compliance
Bachelor in Business Administration May 2009 American University of Sharjah, United Arab Emirates. Major: Management Information System and Finance.
Projects/Studies undertaken at American University of Sharjah • Performed a Study on Opening New Restaurant (Spring 2007): 1. Studying market and location 2. Set the initial budget and choose the location