محمد خلف

Managed financial forecasting, budgeting, and reporting processes to support strategic decision-making.
Oversaw cash flow, insurance, budgeting, and financial reporting to maintain liquidity and risk control.
Structured the accounting framework and managed supply chain operations to boost efficiency and cost-effectiveness.
Implemented internal policies and procedures to enhance financial governance and operational compliance.
Oversaw financial IT systems to ensure regulatory compliance, continuous updates, and system enhancements.
Collaborated with senior management on budget development, revenue analysis, cost reduction, and operational improvements.
Oversaw policy implementation and recommended enhancements to strengthen asset control and supply chain governance.
Reviewed finance and HR procedures, including payroll and employee benefits, to ensure accuracy and compliance.
Tracked business metrics, implemented improvements, and generated comprehensive earnings analyses.
Provided leadership and management to the finance and accounting team, ensuring effective performance and alignment with organizational goals.
Provided strategic recommendations to the Deputy CEO and executive management team.

Successfully implemented Focus 9 ERP full suite, including HR, Finance, Procurement, Inventory, Payroll, and Budgeting modules.
Contributed to designing and developing the costing system, delivering key data to accurately determine project costs.
Oversaw timely and accurate monthly closing processes across accounting and supply chain functions.
Generated comprehensive financial reports, focusing on budget vs. actual comparisons and performance insights.
Liaised with banks and financial institutions to manage treasury operations, including loans, facilities, overdrafts, letters of credit (LC), guarantees (LG), investments, and fund flows.
Managed Zakat return submissions and promptly addressed regulatory observations to maintain compliance.
Coordinated with internal and external auditors to facilitate audit processes by providing accurate financial information.

Designed and implemented accounting and control frameworks to improve financial accuracy and corporate governance.
Oversaw management of fixed assets, inventory, petty cash, and general ledger to ensure accuracy and compliance.
Held full responsibility for accounts payable, including vendor invoices, accruals, and ensuring timely payments.
Fully responsible for accounts receivable, including billing, collections, aging analysis, credit limits, customer issues, and
reporting.
Conducted thorough reconciliations and took corrective actions to address discrepancies in financial accounts.

Maintained project records, including contracts and change orders, ensuring accuracy and accessibility.
Authorized access to project accounts, ensuring proper security and control.
Authorized transfers of expenses into and out of project accounts, ensuring accurate allocation and control.
Validated and authorized project-related supplier invoices to maintain financial control and compliance.
Reviewed and approved overhead charges applied to projects, ensuring accuracy and proper allocation.
Reviewed account totals for project assets and expenses to ensure accuracy and completeness.
Investigated project variances and prepared detailed variance reports for management review.
Reported and managed opportunities for additional billing to maximize project revenue.
Closed projects promptly upon project completion, ensuring accurate final reconciliation.

Review & prepares accounts payable for all due accounts
Review & prepares journal voucher for cash expenses
Monthly closings and preparation of monthly financial statements
Prepare analysis of accounts as requested
Assist with year-end closings

prepare journal entries
Prepare analysis of accounts as requested
Complete general ledger operations
Administer accounts receivable and accounts payable
Reconcile and maintain balance sheet accounts
Monthly closings and preparation of monthly financial statements
Assist with payroll administration

Collating, checking and analyzing spreadsheet data
Examining company accounts and financial control systems
Checking that financial reports and records are accurate and reliable
Ensuring that assets are safeguarded
Identifying if and where processes are not working
Ensuring procedures, policies, legislation and regulations are correctly followed