Mohd Rizwan, Officer Credit Cards

Mohd Rizwan

Officer Credit Cards

Dubai Islamic Bank

Location
India - Mumbai
Education
Master's degree, MBA in Finance and International Business
Experience
6 years, 11 Months

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Work Experience

Total years of experience :6 years, 11 Months

Officer Credit Cards at Dubai Islamic Bank
  • United Arab Emirates - Dubai
  • November 2013 to April 2015

 Managing Sales Personal Loan, Auto Loan, SME Business, Credit cards.
 Identifying business opportunities by identifying prospects and evaluating their position in the industry, researching and analyzing sales options.
 Experience of territorial marketing, account management and client relations and retention.
 Writing detailed sales forecast report for senior company managers.
 Gathering industry data and analyzing spend patterns to highlight the potential for future growth.
 Communicating new products to potential clients.
 Proven ability to maximize sales opportunities by creating professional sales script and building rapport with potential new and also existing customers.

Senior Internal Auditor at Saudi Industrial Detergents Co. (SIDCO)
  • Saudi Arabia - Dammam
  • March 2013 to June 2013

Auditing Task
 Planning individual audits, defining audit objectives and preparing audit plans.
 Completing on-site business audits, evaluating the effectiveness of controls and writing up reports.
 Interviewing business teams about working practices.
 Challenging current working practices and finding ways to improve internal risk controls.
 Adapting your behavior, where necessary, to encourage auditors to co-operate fully to achieve the purpose of the audit.
 Collecting and reviewing financial accounts and other data.
 Proactively evaluating risks and internal controls against changing trends and market/economic conditions.
 Sharing with the auditors the results of the audit and agreeing appropriate corrective actions to remedy any non-conformances and the date by which the actions should be carried out.
 Reviewing compliance, ensuring the organization is adhering to rules, codes or practice, business ethics, internal guidelines and principles.
 Identifying ways in which the organization can deliver better value for money and service.
 Monitoring and maintaining a safe, healthy and secure environment, updating executive managers on risks identified, providing assurance that all key risks are being managed effectively.
 Advising and overseeing change programs.
Job Role:
1. Assisting the Organization by Identifying and evaluating significant exposure to risk and contributing to the improvement of Risk Management.
2. Assisting the Organization in maintaining effective controls by evaluating their effectiveness and efficiency and by promoting continuous Improvement.
3. Evaluating the adequacy and effectiveness of controls encompassing the Company governance, operations, and Information system.
4. Evaluating Reliability and integrity of financial and Operational Information.
5. Evaluating Effectiveness and efficiency of Operations.
6. Assessing and making appropriate recommendations for improving governance process.
7. Ensuring Effective Organizational Performance management and accountability.
8. Effectively Communicate risk and control information to appropriate areas of the Organization.
9. Effectively coordinating the activities of and communicating information to the management, external and internal Auditors.

Inventory Controller at Saudi Industrial Detergent Company (SIDCO)
  • Saudi Arabia - Dammam
  • April 2012 to February 2013

 Developing the company’s inventory management strategy with the aim of controlling costs within budgetary limits, generating savings, rationalizing inventory and maximizing available working capital.
 Planning and development of Monthly, quarterly, semiannually and annually inventory audit statements and disclosure with inventory.
 Scheduling of perpetual inventory stock Count of all the showrooms (department wise/ Group wise) on Monthly/Half yearly/ Annually Basis.
 Managing and maintaining the company’s material and stocked product inventory including stock profiles and stock locations.
 Produce timely report to ensure that key Critical areas of stock system are controlled and discrepancy are addressed and resolved.
 Managing and controlling perpetual inventory stock counting / inventory accuracy checks
 Minimizing overstocks and removal of obsolete / redundant raw materials to maximize availability of working capital.
 Ensure that goods inward / stock control department is well organized and controlled to sufficiently support production and the goals of the business.
 Ensure incoming product is receipted and managed appropriately according to company procedure.
 Ensure materials are ready and available for production as and when required.
 Ensure that any materials that are late or holding up production for whatever reason are chased and followed up until received.
 Ensure sub contract processes are received back and that suppliers are chased to ensure no late delivery situation.
 Requisition and maintain inventories of materials or supplies necessary to meet production demands.
 Provide routine management information on inventory performance
• Monitor and evaluate consumables usage & costs
• Monitor & evaluate material utilization and scrap

Inventory Controller at RAJA Company W.L.L. Kuwait
  • Kuwait - Al Kuwait
  • December 2010 to December 2011

 Developing the company’s inventory management strategy with the aim of controlling costs within budgetary limits, generating savings, rationalizing inventory and maximizing available working capital.
 Planning and development of Monthly, quarterly, semiannually and annually inventory audit statements and disclosure with inventory.
 Scheduling of perpetual inventory stock Count of all the showrooms (department wise/ Group wise) on Monthly/Half yearly/ Annually Basis.
 Managing and maintaining the company’s material and stocked product inventory including stock profiles and stock locations.
 Produce timely report to ensure that key Critical areas of stock system are controlled and discrepancy are addressed and resolved.
 Managing and controlling perpetual inventory stock counting / inventory accuracy checks
 Minimizing overstocks and removal of obsolete / redundant raw materials to maximize availability of working capital.
 Ensure that goods inward / stock control department is well organized and controlled to sufficiently support production and the goals of the business.
 Ensure incoming product is receipted and managed appropriately according to company procedure.
 Ensure materials are ready and available for production as and when required.
 Ensure that any materials that are late or holding up production for whatever reason are chased and followed up until received.
 Ensure sub contract processes are received back and that suppliers are chased to ensure no late delivery situation.
 Requisition and maintain inventories of materials or supplies necessary to meet production demands.
 Provide routine management information on inventory performance
• Monitor and evaluate consumables usage & costs
• Monitor & evaluate material utilization and scrap

Inventory Controller at KEEC Pvt Ltd.
  • Other
  • June 2004 to June 2007

 Developing the company’s inventory management strategy with the aim of controlling costs within budgetary limits, generating savings, rationalizing inventory and maximizing available working capital.
 Planning and development of Monthly, quarterly, semiannually and annually inventory audit statements and disclosure with inventory.
 Scheduling of perpetual inventory stock Count of all the showrooms (department wise/ Group wise) on Monthly/Half yearly/ Annually Basis.
 Managing and maintaining the company’s material and stocked product inventory including stock profiles and stock locations.
 Produce timely report to ensure that key Critical areas of stock system are controlled and discrepancy are addressed and resolved.
 Managing and controlling perpetual inventory stock counting / inventory accuracy checks
 Minimizing overstocks and removal of obsolete / redundant raw materials to maximize availability of working capital.
 Ensure that goods inward / stock control department is well organized and controlled to sufficiently support production and the goals of the business.
 Ensure incoming product is receipted and managed appropriately according to company procedure.
 Ensure materials are ready and available for production as and when required.
 Ensure that any materials that are late or holding up production for whatever reason are chased and followed up until received.
 Ensure sub contract processes are received back and that suppliers are chased to ensure no late delivery situation.
 Requisition and maintain inventories of materials or supplies necessary to meet production demands.
 Provide routine management information on inventory performance
• Monitor and evaluate consumables usage & costs
• Monitor & evaluate material utilization and scrap

Education

Master's degree, MBA in Finance and International Business
  • at Aligarh Muslim University
  • June 2010
Master's degree, Post Graduate Diploma in Portfolio Management (Finance)
  • at Aligarh Muslim University Aligarh India
  • June 2010
Bachelor's degree, B.COM Commerce
  • at IGNOU New Delhi
  • December 2007

Specialties & Skills

Business Analytics
Production Planning
Risk Control
Credit Risk
Internal Audit
Microsoft Dynamic GP
eNfinity Business Solution 5.0

Languages

English
Expert
Arabic
Beginner
Hindi
Expert