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Moncef El Alami, Credit Analyst

Moncef El Alami

Credit Analyst·Credit Wellness LLC (Remote, USA)

Morocco

Bachelor's degree, Cloud Computing

Work experience

Total years of experience: 3 years, 1 months

Credit Analyst

January 2024 - June 2026

Credit Wellness LLC (Remote, USA)

Wyoming, United States •Remote

January 2024 - June 2026

Analyze credit reports daily in IDIQ to identify potentially
inaccurate derogatory items, including collections and late
payments.
Assess dispute eligibility and guide customers through dispute
steps aimed at improving credit outcomes.
Support credit and collections workflows through customer
follow-up, clear communication, and accurate case documentation.
Resolve customer queries related to negative tradelines, payment
history, and dispute progress with strong attention to detail.
Produce weekly KPI reports using SQL and Excel, including saves
and credit-case trend tracking.
Company industry:
Financial Services

IT Analyst Intern

June 2023 - June 2026

CUMAREX S.A

Tetouan, Morocco

June 2023 - June 2026

Designed and implemented a MySQL database for inventory and
production tracking, improving operational efficiency.
Automated routine monitoring and repetitive tasks with Python
and Bash scripts.
Provided technical support across networking, software/hardware
troubleshooting, and security best practices.
Company industry:
Agriculture & Crop Production
Job role:
Information Technology

Education

IU International University ofApplied Sciences

January 2024

January 2024

Bachelor's degree, Cloud Computing

Germany

Eastern Mediterranean University

January 2024

January 2024

Bachelor's degree, Mathematics

Cyprus

Skills

CLOUD COMPUTING
Intermediate
CLOUD COMPUTING
Intermediate
COMPUTATIONAL THINKING
Intermediate
COMPUTATIONAL THINKING
Intermediate
CONFIDENT COMMUNICATOR
Intermediate
CONFIDENT COMMUNICATOR
Intermediate
CREDIT ANALYSIS
Intermediate
CREDIT ANALYSIS
Intermediate
CREDIT REPORTS
Intermediate
CREDIT REPORTS
Intermediate
DATA DRIVEN DECISION MAKING
Intermediate
DATA DRIVEN DECISION MAKING
Intermediate
KEY PERFORMANCE INDICATORS KPIS
Intermediate
KEY PERFORMANCE INDICATORS KPIS
Intermediate
MICROSOFT EXCEL
Intermediate
MICROSOFT EXCEL
Intermediate
PROACTIVITY
Intermediate
PROACTIVITY
Intermediate
SQL PROGRAMMING LANGUAGE
Intermediate
SQL PROGRAMMING LANGUAGE
Intermediate

Languages

English

Beginner

Arabic

Beginner

Spanish

Beginner

Training and Certifications

Certifications
Data Analytics Certificate –ALX/ ExploreAI

Hobbies and interests

AI in finance and